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286 4th St S, Naples, FL 34102 Property Records

Collier County property record for 286 4th St S, Naples, FL 34102

Property Summary

Property TypeCondominium
Details979 sqft · built 1969
Owner2 Company Names on File
Last Sale$580,000 (Mar 2021)
Tax Bill$6,231 (2025)
Deeds & MortgagesSep 2025 Transfer
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN012900 2035A09

Property Details

APN / Parcel Number

Primary APN012900 2035A09
Alternative APNs
  • 02860000141
  • 2860000141

Interior

Building Area979 sqft Living Area
1st Floor Area979 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleCondo/Apartment

Location & Zoning

Street Address286 4TH ST S
CityNAPLES
StateFL
Zip34102-6317
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBEACH BREEZE A CONDOMINIUM UNIT 203
Legal Range25
Legal Township50
Legal Section9
Legal SubdivisionBEACH BREEZE A CONDOMINIUM
Legal Tract012900
Legal Block2
Legal Lot Number203
Legal Unit203
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2025
Census Tract102

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4450 WILLOW HILLS LN, CINCINNATI, OH 45243-4232
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 2, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Apr 5, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 2, 2021 · Amount on Record
Deed SaleMar 2, 2021 · Amount on Record
Prior SaleApr 5, 2017 · Amount on Record
Deed Document Number20216010191
Deed Book / Page5900 / 1590
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateSep 18, 2025
Property Address286 4TH ST S, NAPLES, FL 34102-6317
Document Number0065090922
Book / Page6509 / 922
Map ReferenceMB 2587 PG 1
Instrument DateAug 29, 2025
Instrument6731838
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address286 4TH ST S # S203, S203, NAPLES, FL 34102-6317

Transferred To (Grantee/Buyer)

NameVerified Name
Address4450 WILLOW HILLS LN, CINCINNATI, OH 45243-4232

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 2, 2021
Property Address286 4TH ST S, NAPLES, FL 34102-6317
Document Number0059001590
Book / Page5900 / 1590
Map ReferenceMB 2587 PG 1
Instrument DateMar 1, 2021
Instrument6010191
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address232 2ND ST S, 232, NAPLES, FL 34102-8614

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 4TH ST S # 203, 203, NAPLES, FL 34102-6317

Mortgage

Document Number0059001592
DateMar 2, 2021
Instrument5900/1592
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 5, 2017
Property Address286 4TH ST S, NAPLES, FL 34102-6317
Document Number0053793096
Book / Page005379 / 003096
Instrument DateApr 5, 2017
Instrument5387811
Transaction TypeTransfer
Record UpdatedMay 5, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,745.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address286 4TH ST S NAPLES FL 341026317, NAPLES, FL 34102-6317

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,231.00 (+2.21%)$688,405 (+7%) Building $688,405$688,405 (+7%) Building $688,405
2024$6,096.00 (+2.4%)
2023$5,953.00 (-2.46%)$643,350 (+3.36%) Building $643,350$643,350 (+3.36%) Building $643,350
2022$6,103.00$622,410 Building $622,410$622,410 Building $622,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 253 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies805 units insured
incl. 552 condo units
Nearby Flood Claims127 (1982–2024)
Claims Outside the SFHA14 of 127
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 54 claims
  • Hurricane Ian, Sep 2022 · 36 claims
  • Hurricane Irma, Oct 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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