Collier County property record for 280 4th St S, Naples, FL 34102
| Property Type | Condominium |
|---|---|
| Details | 979 sqft · built 1969 |
| Owner | Individual Name on Record |
| Last Sale | $820,000 (Jul 2025) |
| Tax Bill | $6,060 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 012900 1045A09 |
| Primary APN | 012900 1045A09 |
|---|---|
| Alternative APNs |
|
| Building Area | 979 sqft Living Area |
|---|---|
| 1st Floor Area | 979 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Street Address | 280 4TH ST S |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-6317 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BEACH BREEZE A CONDOMINIUM UNIT 104 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 9 |
| Legal Subdivision | BEACH BREEZE A CONDOMINIUM |
| Legal Tract | 012900 |
| Legal Block | 2 |
| Legal Lot Number | 104 |
| Legal Unit | 104 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 102 |
Source: Collier County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 833, URBANNA, VA 23175-0833 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on Record |
| Deed Sale | Jul 21, 2025 · Amount on Record |
| Prior Sale | Apr 17, 2025 · Amount on Record |
| Deed Document Number | 20256708381 |
| Deed Book / Page | 6490 / 2929 |
| Prior Transfer Date | Apr 1, 2008 |
| Prior Transfer Doc | 0043902232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jul 21, 2025 |
| Property Address | 280 4TH ST S, NAPLES, FL 34102-6317 |
| Document Number | 0064902929 |
| Book / Page | 6490 / 2929 |
| Map Reference | MB 2587 PG 1 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 6708381 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8550 KINGBIRD LOOP APT 630, 630, ESTERO, FL 33967-5785 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 833, URBANNA, VA 23175-0833 |
| Document Number | 0064902931 |
|---|---|
| Date | Jul 21, 2025 |
| Instrument | 6490/2931 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 7.99% |
| Max Rate | 10.9% |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651,140 (-0.41%) Building $651,140 | $651,140 (-5.28%) Building $651,140 | |
| 2025 | $6,060.00 (+11.36%) | $653,795 (+21%) | $687,405 (+6.85%) Building $687,405 |
| 2023 | $5,442.00 (+0.76%) | $540,326 (+1%) | $643,350 (+3.36%) Building $643,350 |
| 2022 | $5,401.00 | $491,205 | $622,410 Building $622,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 253 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 805 units insured incl. 552 condo units |
| Nearby Flood Claims | 127 (1982–2024) |
| Claims Outside the SFHA | 14 of 127 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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