28596 Potter St, Valley, NE 68064 Property Records

Douglas County property record for 28596 Potter St, Valley, NE 68064

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,640 sqft · built 1976
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (May 2017)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`4528-5120-23`

Property Details

APN / Parcel Number

Primary APN	`4528-5120-23`
Alternative APNs	`R2345285120` `2345285120`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,640 sqft
Basement Area	1,640 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	300 sqft
Deck Area	150 sqft
Patio Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2345285120
Street Address	28596 POTTER ST
City	VALLEY
State	NE
Zip	68064-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY FARMS 1ST LOT 61 BLOCK 0 90 X 100
Legal Subdivision	VALLEY FARMS 1ST
Legal Lot Number	61
Jurisdiction	DOUGLAS NE
Township / Civil Division	PLATTE VALLEY
Census Block Group	3
Census Block	3089
Census Tract	7504

Owner

Source: Douglas County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28596 POTTER ST, VALLEY, NE 68064-9402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NEBRASKA BANK
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEBRASKA BANK
Aug 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NEBRASKA BANK
May 24, 2017	Joint Tenancy Deed, Transfer BANKERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Deed Document Number	201739496
Prior Transfer Date	May 19, 2017
Prior Transfer Doc	0000039496
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Jul 17, 2026
Property Address	28596 POTTER ST, VALLEY, NE 68064-9402
Document Number	0000062496
Instrument Date	Jul 13, 2026
Instrument	202662496
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28596 POTTER ST, VALLEY, NE 68064-9402

Mortgage

Document Number	0000062496,
Date	Jul 17, 2026
Instrument	202662496

Lender

Name	FIRST NEBRASKA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28596 POTTER ST, VALLEY, NE 68064-9402
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020153601
Date	Dec 23, 2020
Instrument	2020153601

Lender

Name	FIRST NEBRASKA BANK
Type	Bank
Address	STANTON, NE 68779

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Aug 23, 2019
Property Address	28596 POTTER ST, VALLEY, NE 68064-9402
Document Number	2019067950
Instrument Date	Aug 9, 2019
Instrument	2019067950
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28596 POTTER ST, VALLEY, NE 68064-9402

Mortgage

Document Number	2019067951
Date	Aug 23, 2019
Instrument	2019067951

Lender

Name	FIRST NEBRASKA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2017: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 24, 2017
Property Address	28596 POTTER ST, VALLEY, NE 68064-9402
Document Number	2017039496
Instrument Date	May 19, 2017
Instrument	2017039496
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	BANKERS TITLE

Transaction

Amount	Amount Recorded
Tax	$252.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	00000

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Valley City
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,785.00 (+32.49%)	$204,400 (+30.19%) Land $16,000 Building $188,400	$204,400 (+30.19%) Land $16,000 Building $188,400
2024	$2,102.00 (-16.45%)
2023	$2,516.00 (-2.63%)	$157,000 Land $16,000 Building $141,000	$157,000 Land $16,000 Building $141,000
2022	$2,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	149 (1978–2019)
Claims Outside the SFHA	3 of 149
Most Recent Claim	May 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, May 2019 · 3 claims Severe Storms And Flooding, Mar 2019 · 124 claims Severe Storms, Tornadoes & Flooding, Jun 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALLEY serves 3,294 people · EPA ID NE3105518
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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