28587 Potter St, Valley, NE 68064 Property Records

Douglas County property record for 28587 Potter St, Valley, NE 68064

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,062 sqft · built 1976
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Feb 2026)
Tax Bill	$1,457 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2026 Sale + 3 more
Flood Zone	Zone AO (high risk)
APN	`4528-5014-23`

Property Details

APN / Parcel Number

Primary APN	`4528-5014-23`
Alternative APNs	`R2345285014` `2345285014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,062 sqft Living Area
Gross Area	1,502 sqft
1st Floor Area	1,062 sqft
Basement Area	1,062 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Modular
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	200 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2345285014
Street Address	28587 POTTER ST
City	VALLEY
State	NE
Zip	68064-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VALLEY
Legal Description	VALLEY FARMS 1ST LOT 8 BLOCK 0 90 X 100
Legal Subdivision	VALLEY FARMS 1ST
Legal Lot Number	8
Jurisdiction	DOUGLAS NE
Township / Civil Division	PLATTE VALLEY
Census Block Group	3
Census Block	3089
Census Tract	7504

Owner

28587 Potter St is owned and occupied by an individual who bought it in February 2026.

Source: Douglas County records, as of February 11, 2026

Owner of Record	Individual Name on File
Mailing Address	28587 POTTER ST, VALLEY, NE 68064-9402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 4, 2026	Special Warranty Deed, Transfer
Jul 2, 2024	Intrafamily Transfer, Transfer
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 17, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Oct 31, 2005 · Amount on File
Deed Document Number	20268636
Prior Transfer Date	Jun 27, 2024
Prior Transfer Doc	0000045029
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28587 POTTER ST, VALLEY, NE 68064-9402
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085907
Date	Jun 30, 2021
Instrument	2021085907

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Feb 4, 2026
Property Address	28587 POTTER ST, VALLEY, NE 68064-9402
Document Number	0000008636
Instrument Date	Feb 4, 2026
Instrument	2026008636
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Tax	$185.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Jul 2, 2024
Property Address	28587 POTTER ST, VALLEY, NE 68064-9402
Document Number	0000045029
Instrument Date	Jun 27, 2024
Instrument	2024045029
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28587 POTTER ST, VALLEY, NE 68064-9402
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112937
Date	Oct 5, 2020
Instrument	2020112937

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28587 POTTER ST, VALLEY, NE 68064-9402
Document Number	0000095897
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28587 POTTER ST VALLEY NE 680649402, VALLEY, NE 68064-9402

Mortgage

Document Number	0000095897
Date	Nov 29, 2017
Instrument	95897

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Valley City
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,800 Land $16,000 Building $136,800	$152,800 Land $16,000 Building $136,800
2024	$1,457.00 (-16.46%)
2023	$1,744.00 (+2.05%)	$108,800 Land $16,000 Building $92,800	$108,800 Land $16,000 Building $92,800
2022	$1,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28587 Potter St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 119 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	149 (1978–2019)
Claims Outside the SFHA	3 of 149
Most Recent Claim	May 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, May 2019 · 3 claims Severe Storms And Flooding, Mar 2019 · 124 claims Severe Storms, Tornadoes & Flooding, Jun 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28587 Potter St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALLEY serves 3,294 people · EPA ID NE3105518
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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