2858 Bent Tree Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 2858 Bent Tree Dr, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,162 sqft · built 1995
Lot Size	0.273 acres (11,909 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Apr 2013)
Tax Bill	$6,322 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G1243300300200000`

Property Details

APN / Parcel Number

Primary APN	`1G1243300300200000`
Alternative APNs	`000000025417` `000000161250` `25417`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,162 sqft Living Area
Gross Area	3,562 sqft
1st Floor Area	1,932 sqft
2nd Floor Area	1,230 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,909 sqft (0.273 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	36 sqft
Deck Area	189 sqft
Storage Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2858 BENT TREE DR
City	SCHERTZ
State	TX
Zip	78154-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLK: 3 ADDN: GREENSHIRE #3 LN#685-5481008
Legal Subdivision	GREENSHIRE #3
Legal Block	3
Legal Lot Number	2
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3005
Census Tract	210712

Owner

2858 Bent Tree Dr is owned and occupied by two individuals who bought it in April 2013.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2858 BENT TREE DR, SCHERTZ, TX 78154-3713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2013 · Amount on File
Deed Sale	Apr 17, 2013 · Amount on File
Deed Document Number	20138100
Deed Book / Page	4070 / 65
Prior Transfer Date	Apr 12, 2013
Prior Transfer Doc	0000008100
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	2858 BENT TREE DR, SCHERTZ, TX 78154-3713
Document Number	0000000127
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2858 BENT TREE DR SCHERTZ TX 781543713, SCHERTZ, TX 78154-3713

Mortgage

Document Number	0000000127
Date	Jan 4, 2021
Instrument	127

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2858 Bent Tree Dr was $6,322 with a homeowner's exemption, down 9.2% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,873 (-3.44%) Land $60,073 Building $334,800	$394,873 (-3.44%) Land $60,073 Building $334,800
2025	$6,322.00 (-9.24%) Homeowner's exemption	$408,961 Land $60,531 Building $348,430	$408,961 Land $60,531 Building $348,430
2024	$6,966.00 (+11.49%)
2023	$6,248.00 (-9.74%) Homeowner's exemption	$460,611 Land $73,983 Building $386,628	$460,611 Land $73,983 Building $386,628
2022	$6,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2858 Bent Tree Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2001–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2858 Bent Tree Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20