Guadalupe County property record for 2850 Bent Tree Dr, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,026 sqft · built 1995 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $431,494 (Mar 2022) |
| Tax Bill | $6,533 (2022) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1243300300400000 |
| Primary APN | 1G1243300300400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,026 sqft Living Area |
| Gross Area | 3,560 sqft |
| 1st Floor Area | 1,791 sqft |
| 2nd Floor Area | 1,235 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 72 sqft |
| Deck Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2850 BENT TREE DR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 4 BLK: 3 ADDN: GREENSHIRE #3 |
| Legal Subdivision | GREENSHIRE #3 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 210712 |
2850 Bent Tree Dr is owned and occupied by two individuals who bought it in March 2022.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2850 BENT TREE DR, SCHERTZ, TX 78154-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2022 | Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 29, 2018 | Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FIN'L |
| Jan 8, 2018 | Vendor's Lien, Transfer · VA Mortgage AMCAP MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on File |
| Deed Sale | Mar 23, 2022 · Amount on File |
| Prior Sale | Jan 8, 2018 · Amount on File |
| Deed Document Number | 20229351 |
| Prior Transfer Date | Jan 4, 2018 |
| Prior Transfer Doc | 0000000472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 23, 2022 |
| Property Address | 2850 BENT TREE DR, SCHERTZ, TX 78154-3713 |
| Document Number | 0099009351 |
| Map Reference | VOL 5 PG 232A |
| Instrument Date | Feb 25, 2022 |
| Instrument | 202299009351 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2850 BENT TREE DR, SCHERTZ, TX 78154-3713 |
| Document Number | 0099009352 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 202299009352 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 2850 BENT TREE DR, SCHERTZ, TX 78154-3713 |
| Document Number | 0000001655 |
| Instrument Date | Dec 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST WESTERN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2850 BENT TREE DR SCHERTZ TX 781543713, SCHERTZ, TX 78154-3713 |
| Document Number | 0000001655 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 1655 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75234 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 8, 2018 |
| Property Address | 2850 BENT TREE DR, SCHERTZ, TX 78154-3713 |
| Document Number | 0000000472 |
| Map Reference | VOL5 PG232A |
| Instrument Date | Jan 4, 2018 |
| Instrument | 2018000472 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2850 BENT TREE DR, SCHERTZ, TX 78154-3713 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000473 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 2018000473 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,239 (-3.11%) Land $54,318 Building $325,921 | $380,239 (-3.11%) Land $54,318 Building $325,921 | |
| 2025 | $392,464 Land $53,265 Building $339,199 | $392,464 Land $53,265 Building $339,199 | |
| 2023 | $438,504 Land $66,412 Building $372,092 | $438,504 Land $66,412 Building $372,092 | |
| 2022 | $6,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2850 Bent Tree Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (2001–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2850 Bent Tree Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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