2857 Willowseed Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2857 Willowseed Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,882 sqft · built 2024
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$495,500 (Oct 2024)
Tax Bill	$8,084 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202631526500011106`

Property Details

APN / Parcel Number

Primary APN	`202631526500011106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,882 sqft Heated Area
Gross Area	2,573 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2857 WILLOWSEED LN
City	SAINT CLOUD
State	FL
Zip	34772-9363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 8 PB 31 PGS 8-14 LOT 1106
Legal Subdivision	TWIN LAKES PHS 8 TEMP
Legal Phase	8
Legal Lot Number	1106
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records · APN 202631526500011106

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2857 WILLOWSEED LN, SAINT CLOUD, FL 34772-9363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2024 · Amount on Record
Deed Sale	Oct 14, 2024 · Amount on Record
Deed Document Number	2024129667
Deed Book / Page	6678 / 258
Record Updated	Jun 08, 2026

October 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 14, 2024
Property Address	2857 WILLOWSEED LN, SAINT CLOUD, FL 34772-9363
Document Number	0066780258
Book / Page	6678 / 258
Map Reference	MB 31 PG 8-14
Instrument Date	Sep 13, 2024
Instrument	2024129667
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,468.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2857 WILLOWSEED LN, SAINT CLOUD, FL 34772-9363

Mortgage

Document Number	2024129668
Date	Oct 14, 2024
Instrument	2024129668

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,084.00 (+279.53%) Homeowner's exemption	$407,100 (+578.5%) Land $80,000 Building $327,100	$407,100 (+578.5%) Land $80,000 Building $327,100
2023	$2,130.00 (+6.87%)	$60,000 (+33.33%) Land $60,000	$60,000 (+33.33%) Land $60,000
2022	$1,993.00	$45,000 Land $45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 173 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	About 1 in 386 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Fiber	1,000 / 1,000

May also be available at this address: Xfinity, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.