2845 Willowseed Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2845 Willowseed Ln, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2024
Square Footage	2,812 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$595,000 (2025)
Tax Bill	$9,553.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-26-31-5265-0001-1103`
Alternative APN	`263120526500011103`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,812 sqft Living Area
Gross Area	3,598 sqft Gross Area
1st Floor	1,716 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Tile Flooring

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Porch Area	238 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	2845 WILLOWSEED LN
City	SAINT CLOUD
State	FL
Zip	34772-9363
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 8 PB 31 PGS 8-14 LOT 1103
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	TWIN LAKES PHS 8 TEMP
Legal Phase	8
Legal Lot Number	1103
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records · APN 20-26-31-5265-0001-1103

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2845 WILLOWSEED LN, SAINT CLOUD, FL 34772-9363
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2025 · Amount on Record
Deed Sale	Jan 02, 2025 · Amount on Record
Prior Sale	Aug 15, 2023 · Amount on Record
Deed Doc Number	2025375
Deed Book / Page	6719 / 1862
Record Refreshed	Sep 20, 2026

January 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 02, 2025
Property Address	2845 WILLOWSEED LN, SAINT CLOUD, FL 34772-9363
Document Number	0067191862
Book / Page	6719 / 1862
Map Reference	MB 31 PG 8-14
Instrument Date	Dec 10, 2024
Instrument	2025000375
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 WILLOWSEED LN, SAINT CLOUD, FL 34772-9363

Mortgage

Document Number	2025000376
Date	Jan 02, 2025
Instrument	2025000376

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,553.00 (+348.5%)	$489,165 (+715.28%)	$499,200 (+732%) Land $80,000 Building $419,200
2023	$2,130.00 (+6.87%)	$60,000 (+33.33%) Land $60,000	$60,000 (+33.33%) Land $60,000
2022	$1,993.00	$45,000 Land $45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 315 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.