2856 Ratterman Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 2856 Ratterman Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1952
Lot Size	0.194 acres (8,494 sqft)
Owner	Owner Name on File
Last Sale	$87,000 (Jun 2007)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`208-0A57-0030-00`

Property Details

APN / Parcel Number

Primary APN	`208-0A57-0030-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	918 sqft
Attic	Attic
Attic Area	330 sqft
Basement Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,494 sqft (0.194 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2856 RATTERMAN AVE
City	CINCINNATI
State	OH
Zip	45211-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RATTERMAN AVE 50 X 175 IRR PT LOT 28 F D RATTERMANN
Legal Subdivision	RATTERMAN
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	10202

Owner

The current owner of 2856 Ratterman Ave bought it in June 2007.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	2856 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2007 · Amount on File
Deed Sale	Jun 7, 2007 · Amount on File
Prior Sale	May 1, 2006
Deed Document Number	07-082129
Deed Book / Page	10568 / 00220
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2856 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062256
Date	Jul 11, 2017
Instrument	17-0062256

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2856 RATTERMAN AVE, CINCINNATI, OH 45211-7002
Document Number	0000075178
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2856 RATTERMAN AVE CINCINNATI OH 452117002, CINCINNATI, OH 45211-7002

Mortgage

Document Number	0000075178
Date	Sep 5, 2019
Book Page	013995/000439
Instrument	75178

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2856 Ratterman Ave was $2,897, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,897.00 (+3.13%)	$46,904 (-) Land $7,865 Building $39,039
2024	$2,809.00 (-2.23%)	$46,904 (-) Land $7,865 Building $39,039
2023	$2,873.00 (+54.21%)	$46,904 (+72.45%) Land $7,865 Building $39,039	$134,010 Land $22,470 Building $111,540
2022	$1,863.00 Homeowner's exemption	$27,199 Land $6,388 Building $20,811
2020			$77,710 Land $18,250 Building $59,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2856 Ratterman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2856 Ratterman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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