2848 Oakgrove Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2848 Oakgrove Ave, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,758 sqft · built 2016
Lot Size1.01 acres (43,995 sqft)
Owner2 Individual Names on File
Last Sale$564,500 (Jul 2017)
Tax Bill$8,853 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN288104-3010

Property Details

APN / Parcel Number

Primary APN288104-3010

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Stories1 Story
Building Area3,758 sqft Living Area
Gross Area4,691 sqft
1st Floor Area3,238 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,995 sqft (1.01 acres)
Garage TypeAttached
Garage Area933 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Open Porch
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2848 OAKGROVE AVE
CitySAINT AUGUSTINE
StateFL
Zip32092-3107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description51/81-87 SAINT JOHNS SIX MILE CREEK NORTH UNIT 4 PARCELS 19 20 24 25 26 LOT 1 BLOCK 3 OR4404/230
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK NORTH UNIT 4,
Legal Block3
Legal Lot Number1
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3001
Census Tract20905

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2848 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY BANK
Jul 14, 2017Warranty Deed, Transfer · Commercial Mortgage
FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2017 · Amount on Record
Deed SaleJul 14, 2017 · Amount on Record
Prior SaleMay 10, 2016 · Amount on Record
Deed Document Number201748396
Deed Book / Page4404 / 230
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2848 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107

Mortgage

Document Number0051151976
DateDec 4, 2020
Book Page5115/1976
Instrument2020110384
Lender
NameFIRST COMMUNITY BANK
TypeBank
AddressBATESVILLE, AR 72501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 14, 2017
Property Address2848 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107
Document Number0044040230
Book / Page4404 / 0230
Map ReferenceMB51 PG81
Instrument DateJul 6, 2017
Instrument2017048396
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,951.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2953 W 5TH ST, 2953, WASHOUGAL, WA 98671-5186

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107

Mortgage

Document Number2017048397
DateJul 14, 2017
Instrument2017048397
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueJul 6, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$689,385 (+2.7%)$998,443 (-0.4%) Land $340,000 Building $658,443
2025$8,853.00 (+11.5%) Homeowner's exemption$671,261 (+2.9%)$1,002,405 (+10.12%) Land $340,000 Building $662,405
2024$7,940.00 (+1.89%) Homeowner's exemption$652,343 (+3%)$910,272 (+0.03%) Land $320,000 Building $590,272
2023$7,793.00 (+2.51%) Homeowner's exemption$633,343 (+3%)$910,009 (+1.87%) Land $316,000 Building $594,009
2022$7,602.00 Homeowner's exemption$614,896$893,341 Land $302,400 Building $590,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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