Orange County property record for 2856 Calle Esteban, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,776 sqft · built 2023 |
| Lot Size | 0.378 acres (16,478 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,850,000 (Feb 2022) |
| Tax Bill | $22,576 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Aug 2021 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-262-07 |
| Primary APN | 680-262-07 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,776 sqft Living Area |
| Gross Area | 3,007 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 16,478 sqft (0.378 acres) |
| Garage Area | 375 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2856 CALLE ESTEBAN |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 9764 BLK LOT 51 |
| Legal Subdivision | TRACT NO 9764 |
| Legal Tract | 9764 |
| Legal Lot Number | 51 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 42111 |
2856 Calle Esteban is owned and occupied by two individuals who bought it in February 2022.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2856 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Aug 4, 2021 | Grant Deed, Transfer · Line of Credit FIRST STATE BANK |
| Mar 31, 2021 | Grant Deed, Transfer EQUITY TITLE ORANGE COUNTY |
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on File |
| Deed Sale | Feb 1, 2022 · Amount on File |
| Prior Sale | Aug 4, 2021 · Amount on File |
| Deed Document Number | 202243422 |
| Prior Transfer Date | Nov 2, 2015 |
| Prior Transfer Doc | 0000573331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 1, 2022 |
| Property Address | 2856 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Document Number | 0000043422 |
| Map Reference | MB 414 PG 1-10 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2022000043422 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 4876, MISSION VIEJO, CA 92690-4876 |
| Document Number | 0000043423 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022000043423 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 4, 2021 |
| Property Address | 2856 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Document Number | 0000493024 |
| Map Reference | MB 414 PG 1-10 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021000493024 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 CARLSBAD VILLAGE DR # 18A-316, 18A-316, CARLSBAD, CA 92008-2900 |
| Document Number | 0000493025 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021000493025 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 2, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 31, 2021 |
| Property Address | 2856 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Document Number | 0000218777 |
| Map Reference | MB 414 PG 1-10 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 2021000218777 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | EQUITY TITLE ORANGE COUNTY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2856 CALLE ESTEBAN, SMILEY HEIGHTS, CA 92373 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2856 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2856 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Document Number | 0000752497 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020000752497 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2856 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Document Number | 0000104008 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2856 CALLE ESTEBAN SAN CLEMENTE CA 926733509, SAN CLEMENTE, CA 92673-3509 |
| Document Number | 0000104008 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 104008 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2050 |
The 2025 property tax bill for 2856 Calle Esteban was $22,576, up 14.4% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,281,326 (+2%) Land $1,713,619 Building $567,707 | |
| 2025 | $22,576.00 (+14.41%) | $2,236,595 Land $1,680,019 Building $556,576 |
| 2024 | $19,733.00 (+3.44%) | |
| 2023 | $19,077.00 (+1.94%) | $1,887,000 Land $1,614,783 Building $272,217 |
| 2022 | $18,714.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2856 Calle Esteban in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2856 Calle Esteban is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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