Orange County property record for 2854 Calle Esteban, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,498 sqft · built 1987 |
| Lot Size | 0.344 acres (14,973 sqft) |
| Owner | Trust Name on File |
| Last Sale | $490,000 (Jul 1998) |
| Tax Bill | $7,698 (2025) |
| Deeds & Mortgages | Aug 2021 Reverse Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-262-06 |
| Primary APN | 680-262-06 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,498 sqft Living Area |
| Gross Area | 3,086 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 14,973 sqft (0.344 acres) |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 2854 CALLE ESTEBAN |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 9764 BLK LOT 52 |
| Legal Subdivision | TRACT 9764 |
| Legal Tract | 9764 |
| Legal Lot Number | 52 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 42111 |
2854 Calle Esteban is owner-occupied and held in a trust since May 2020.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2854 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 29, 2020 | Reverse Mortgage, Transfer FINANCE OF AMERICA REVERSE |
| Apr 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 1998 · Amount on File |
| Deed Sale | Jul 6, 1998 · Amount on File |
| Prior Sale | Aug 23, 1995 · Amount on File |
| Deed Document Number | 1998429169 |
| Last Transfer Date | May 15, 2020 |
| Transfer Doc | 0000242791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2854 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | FC TITLE, FNC TITLE |
| Name | Verified Name |
|---|---|
| Address | 2854 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Document Number | 0000498992 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021000498992 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 29, 2020 |
| Property Address | 2854 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Document Number | 0000242791 |
| Instrument Date | May 15, 2020 |
| Instrument | 242791 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2020 |
| Title Company | FNC TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2854 CALLE ESTEBAN SAN CLEMENTE CA 926733509, SAN CLEMENTE, CA 92673-3509 |
| Document Number | 242792 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 242792 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 5, 2019 |
| Property Address | 2854 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3509 |
| Document Number | 0000109545 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 109545 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2854 CALLE ESTEBAN SAN CLEMENTE CA 926733509, SAN CLEMENTE, CA 92673-3509 |
The 2025 property tax bill for 2854 Calle Esteban was $7,698 with a homeowner's exemption, up 1.7% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $783,536 (+2%) Land $473,036 Building $310,500 | |
| 2025 | $7,698.00 (+1.72%) Homeowner's exemption | $768,173 Land $463,761 Building $304,412 |
| 2024 | $7,568.00 (+2.17%) | |
| 2023 | $7,407.00 (+1.95%) Homeowner's exemption | $738,345 Land $445,752 Building $292,593 |
| 2022 | $7,265.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2854 Calle Esteban in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2854 Calle Esteban is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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