2856 American Elm Cv, Ocoee, FL 34761 Property Records

Orange County property record for 2856 American Elm Cv, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,206 sqft · built 2021
Lot Size	0.152 acres (6,641 sqft)
Owner	2 Individual Names on File
Last Sale	$453,300 (Sep 2021)
Tax Bill	$5,234 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-21-28-0251-03-350`

Property Details

APN / Parcel Number

Primary APN	`33-21-28-0251-03-350`
Alternative APNs	`282133025103350` `215500` `219771` `224279`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,206 sqft Living Area
Gross Area	4,390 sqft
1st Floor Area	1,803 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,641 sqft (0.152 acres)
Garage Type	Attached
Garage Area	565 sqft
Porch	Slab
Porch Area	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2856 AMERICAN ELM CV
City	OCOEE
State	FL
Zip	34761-8534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	ARDEN PARK NORTH PHASE 5 104/33 LOT 335
Legal Range	28E
Legal Township	21S
Legal Section	33
Legal Subdivision	ARDEN PARK NORTH PHASE 5
Legal Phase	5
Legal Block	3
Legal Lot Number	335
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2045
Census Tract	17506

Owner

2856 American Elm Cv is owned and occupied by two individuals who bought it in September 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2856 AMERICAN ELM CV, OCOEE, FL 34761-8534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Deed Document Number	2021575103
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2856 AMERICAN ELM CV, OCOEE, FL 34761-8534
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7810 CROSSWATER TRL 5201, 5201, WINDERMERE, FL 34786-9491

Mortgage

Document Number	0000575104
Date	Sep 22, 2021
Instrument	20210575104

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2856 American Elm Cv was $5,234, up 7.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,120 (+2.7%)	$570,920 (-1.26%) Land $65,000 Building $505,920
2025	$5,234.00 (+7.21%) Homeowner's exemption	$311,704	$578,210 Land $65,000 Building $513,210
2024	$4,882.00 (+3.41%)
2023	$4,721.00 (+3.15%) Homeowner's exemption	$294,096 (+3%)	$514,429 (+16.35%) Land $65,000 Building $449,429
2022	$4,577.00 Homeowner's exemption	$285,530	$442,140 Land $65,000 Building $377,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2856 American Elm Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2856 American Elm Cv is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20