Orange County property record for 2826 American Elm Cv, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,110 sqft · built 2021 |
| Lot Size | 0.19 acres (8,263 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $388,000 (Oct 2021) |
| Tax Bill | $3,873 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-21-28-0251-03-300 |
| Primary APN | 33-21-28-0251-03-300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 2,110 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,263 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2826 AMERICAN ELM CV |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-8534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-LD |
| Legal Description | ARDEN PARK NORTH PHASE 5 104/33 LOT 330 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 33 |
| Legal Subdivision | ARDEN PARK NORTH PHASE 5 |
| Legal Phase | 5 |
| Legal Block | 3 |
| Legal Lot Number | 330 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 17506 |
Source: Orange County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2826 AMERICAN ELM CV, OCOEE, FL 34761-8534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Oct 27, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on Record |
| Deed Sale | Oct 27, 2021 · Amount on Record |
| Deed Document Number | 2021657455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2826 AMERICAN ELM CV, OCOEE, FL 34761-8534 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2826 AMERICAN ELM CV, OCOEE, FL 34761-8534 |
| Document Number | 0000138391 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 20220138391 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.59% |
| Index | Prime Rate |
| Max Rate | 8.59% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 27, 2021 |
| Property Address | 2826 AMERICAN ELM CV, OCOEE, FL 34761-8534 |
| Document Number | 0000657455 |
| Map Reference | MB 104 PG 33 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 20210657455 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,716.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 2826 AMERICAN ELM CV, OCOEE, FL 34761-8534 |
| Document Number | 0000657456 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 20210657456 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,294 (+2.7%) | $419,100 (-1.2%) Land $65,000 Building $354,100 | |
| 2025 | $3,873.00 (+7.88%) Homeowner's exemption | $233,003 (+5.99%) | $424,190 (+11.29%) Land $65,000 Building $359,190 |
| 2024 | $3,590.00 (+3.46%) | ||
| 2023 | $3,470.00 (+3.37%) Homeowner's exemption | $219,841 (+3%) | $381,163 (+15.4%) Land $65,000 Building $316,163 |
| 2022 | $3,357.00 Homeowner's exemption | $213,438 | $330,307 Land $65,000 Building $265,307 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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