2855 Elm Ave, Merced, CA 95348 Property Records

Merced County property record for 2855 Elm Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 983 sqft · built 1949
Lot Size	0.214 acres (9,324 sqft)
Owner	Individual Name on File
Last Sale	$59,000 (Jan 2016)
Tax Bill	$825 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`057-242-011-000`

Property Details

APN / Parcel Number

Primary APN	`057-242-011-000`
Alternative APN	`057-242-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	983 sqft Living Area
1st Floor Area	983 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1950
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	9,324 sqft (0.214 acres)
Porch	Porch
Porch Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	057-242-011
Street Address	2855 ELM AVE
City	MERCED
State	CA
Zip	95348-3655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AIR HM SITES LOT 84
Legal Subdivision	AIR HOME SITES
Legal Lot Number	84
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2002
Census Tract	904

Owner

Source: Merced County assessment roll, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3460 STATION AVE, ATWATER, CA 95301-9526
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2016 · Amount on Record
Deed Sale	Jan 15, 2016 · Amount on Record
Prior Sale	Mar 10, 1998 · Amount on Record
Deed Document Number	20161405
Prior Transfer Date	Jan 8, 2016
Prior Transfer Doc	0000001406
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2855 ELM AVE, MERCED, CA 95348-3655
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 STATION AVE, ATWATER, CA 95301-9526

Mortgage

Document Number	0000004637
Date	Feb 25, 2026
Instrument	2026004637

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2855 ELM AVE, MERCED, CA 95348-3655
Document Number	0000024719
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2163 CORONADO AVE MERCED CA 953484051, MERCED, CA 95348-4051

Mortgage

Document Number	0000024719
Date	Aug 3, 2017
Instrument	24719

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2032

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$825.00 (+5.36%)	$69,837 (+4.04%) Land $41,429 Building $28,408
2024	$783.00 (+1.29%)
2023	$773.00 (+1.44%)	$67,126 Land $39,821 Building $27,305
2022	$762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA.

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