2845 Elm Ave, Merced, CA 95348 Property Records

Merced County property record for 2845 Elm Ave, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,040 sqft · built 1978
Lot Size0.214 acres (9,348 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Aug 2022)
Tax Bill$3,200 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN057-242-012-000

Property Details

APN / Parcel Number

Primary APN057-242-012-000
Alternative APN
  • 057242012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area1,362 sqft
1st Floor Area1,040 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1979
Architectural StyleOther
Construction TypeWood Frame
Lot Area9,348 sqft (0.214 acres)
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area104 sqft
Patio Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number057242012
Street Address2845 ELM AVE
CityMERCED
StateCA
Zip95348-3655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAIR HM SITES #1 LOT 83
Legal SubdivisionAIRPORT HOMES SITES ADD 01
Legal Lot Number83
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2002
Census Tract904

Owner

Source: Merced County records · APN 057-242-012-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2845 ELM AVE, MERCED, CA 95348-3655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 19, 2019Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleAug 19, 2019 · Amount on Record
Deed Document Number2022029741
Record UpdatedJun 07, 2026

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 16, 2022
Property Address2845 ELM AVE, MERCED, CA 95348-3655
Document Number0000029741
Map ReferenceMB 11 PG 18
Instrument DateAug 11, 2022
Instrument2022029741
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2845 ELM AVE, MERCED, CA 95348-3655

Mortgage

Document Number0000029742
DateAug 16, 2022
Instrument2022029742
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2845 ELM AVE, MERCED, CA 95348-3655
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009048
DateMar 17, 2020
Instrument2020009048
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 19, 2019
Property Address2845 ELM AVE, MERCED, CA 95348-3655
Document Number0000025395
Map ReferenceMB 11 PG 18
Instrument DateMar 08, 2019
Instrument2019025395
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2845 ELM AVE, MERCED, CA 95348-3655

Mortgage

Document Number0000025396
DateAug 19, 2019
Instrument2019025396
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,200.00 (+7.27%) Homeowner's exemption$291,312 (+4.04%) Land $78,030 Building $213,282
2023$2,983.00 (+49.15%) Homeowner's exemption$280,000 Land $75,000 Building $205,000
2022$2,000.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet, T-Mobile USA.

Based on FCC filings for 304 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAL AM - MEADOWBROOK
private · serves 5,723 people
Water SourceGroundwater
Last State InspectionAug 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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