2855 E Main St, Ashland, OR 97520 Property Records

Jackson County property record for 2855 E Main St, Ashland, OR 97520

Property Summary

Property Type	Commercial
Details	2 bd · 2.5 ba · 6,364 sqft · built 1988
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2015)
Tax Bill	$10,108 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone A (high risk)
APN	`391E11D1700`

Property Details

APN / Parcel Number

Primary APN	`391E11D1700`
Alternative APNs	`391E11D001700` `10101538`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,364 sqft Gross Area
1st Floor Area	2,783 sqft
2nd Floor Area	2,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2020
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	99,317 sqft
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,150 sqft
Porch	Enclosed Porch
Porch Area	180 sqft
Patio Area	1,490 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2855 E MAIN ST
City	ASHLAND
State	OR
Zip	97520-8700
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-5
Legal Range	01E
Legal Township	39S
Legal Section	11
Legal Quarter	4
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2048
Census Tract	2400

Owner

Source: Jackson County records · APN 391E11D1700

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2855 E MAIN ST, ASHLAND, OR 97520-8700
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN FSLA
Apr 06, 2020	Deed of Trust, Mortgage · Line of Credit EVERGREEN FSLA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2015 · Amount on Record
Deed Sale	Jun 01, 2015 · Amount on Record
Deed Document Number	201516474
Last Transfer Date	Jan 30, 2018
Transfer Doc	0000003626
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	2855 E MAIN ST, ASHLAND, OR 97520-8700
Transaction Type	Mortgage
Record Updated	May 04, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013596
Date	Apr 25, 2022
Instrument	2022-013596

Lender

Name	EVERGREEN FSLA
Type	Bank
Address	GRANTS PASS, OR 97526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	2855 E MAIN ST, ASHLAND, OR 97520-8700
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011290
Date	Apr 06, 2020
Instrument	2020-011290

Lender

Name	EVERGREEN FSLA
Type	Lending Institution
Address	GRANTS PASS, OR 97526

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,920 (+3%)	$1,025,340 (-1.49%) Land $204,630 Building $820,710
2025	$10,108.00 (+11.98%)	$688,280 (+12.95%) Land $147,480 Building $540,800	$1,040,860 (-6.88%) Land $220,030 Building $820,830
2024	$9,027.00 (+23.07%)	$609,360 (+22.61%) Land $216,370 Building $392,990	$1,117,760 (+8.17%) Land $412,780 Building $704,980
2023	$7,335.00 (+3.37%)	$496,990 (+3%) Land $206,260 Building $290,730	$1,033,350 (+2.72%) Land $455,240 Building $578,110
2022	$7,096.00	$482,520 Land $200,250 Building $282,270	$1,005,940 Land $484,980 Building $520,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land And Mudslides, Flooding
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 4 claims

Wildfire

Wildfire Risk	Moderate above 68% of the US · lower than 70% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Project A Fixed Wireless	200 / 25
Whittrio Fixed Wireless	100 / 30

May also be available: Hunter Communications & Technologies.

Based on FCC filings for 58 locations within half a mile of this property.

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