2705 E Main St, Ashland, OR 97520 Property Records

Jackson County property record for 2705 E Main St, Ashland, OR 97520

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 3,000 sqft · built 1965
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Feb 2023)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`391E110000702`

Property Details

APN / Parcel Number

Primary APN	`391E110000702`
Alternative APNs	`391E11702` `10114531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,048 sqft Gross Area
1st Floor Area	2,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2705 E MAIN ST
City	ASHLAND
State	OR
Zip	97520-9781
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	EFU
Legal Range	01E
Legal Township	39S
Legal Section	11
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2043
Census Tract	2400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2705 E MAIN ST, ASHLAND, OR 97520-9781
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Deed Document Number	20232371
Prior Transfer Date	Feb 6, 2023
Prior Transfer Doc	0000002371
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	2705 E MAIN ST, ASHLAND, OR 97520-9781
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027599
Date	Dec 22, 2025
Instrument	2025-027599

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Feb 7, 2023
Property Address	2705 E MAIN ST, ASHLAND, OR 97520-9781
Document Number	0000002371
Instrument Date	Feb 6, 2023
Instrument	2023-002371
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 E MAIN ST, ASHLAND, OR 97520-9781
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002372
Date	Feb 7, 2023
Instrument	2023-002372

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,590 (+15.01%)	$560,670 (+1.71%) Land $281,470 Building $279,200
2025	$2,663.00 (+2.03%)	$181,360 (+2.93%) Land $52,670 Building $128,690	$551,240 (+9.83%) Land $299,430 Building $251,810
2024	$2,610.00 (+6.05%)	$176,200 (+2.93%) Land $51,250 Building $124,950	$501,920 (+5.06%) Land $289,450 Building $212,470
2023	$2,461.00 (+1.44%)	$171,190 (+2.92%) Land $49,870 Building $121,320	$477,760 (-5.14%) Land $323,460 Building $154,300
2022	$2,426.00	$166,330 Land $48,540 Building $117,790	$503,630 Land $346,040 Building $157,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land And Mudslides, Flooding
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 66% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25

May also be available: FireServe, Spectrum, T-Mobile.

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