28537 Water Oak Loop, Ponchatoula, LA 70454 Property Records

Tangipahoa Parish property record for 28537 Water Oak Loop, Ponchatoula, LA 70454

Property Summary

Property Type	Single Family Home
Details	2,646 sqft · built 2007
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (Aug 2016)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6201393`

Property Details

APN / Parcel Number

Primary APN	`6201393`

Interior

Building Area	2,646 sqft Living Area

Exterior

Year Built	Built 2007
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	28537 WATER OAK LOOP
City	PONCHATOULA
State	LA
Zip	70454-8131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.25A BEING LOT 53 OF BEDICO TRACE PH I IN SEC 13 T7SR9E B1050 P582-856 B1057 P715 B1116 P671 B1423 P366 MAP 1050580-793 1057
Legal Range	09E
Legal Township	07S
Legal Section	13
Legal Subdivision	BEDICO TRACE
Legal Phase	1
Legal Lot Number	53
Jurisdiction	TANGIPAHOA LA
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	954602

Owner

28537 Water Oak Loop is owned and occupied by two individuals who bought it in August 2016.

Source: Tangipahoa Parish records, as of February 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28537 WATER OAK LOOP, PONCHATOULA, LA 70454-8131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2016 · Amount on File
Deed Sale	Aug 29, 2016 · Amount on File
Prior Sale	Oct 1, 2007 · Amount on File
Deed Document Number	968484
Deed Book / Page	1423 / 366
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TANGIPAHOA LA
Property Address	28537 WATER OAK LOOP, PONCHATOULA, LA 70454-8131
Document Number	0001063087
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28537 WATER OAK LOOP PONCHATOULA LA 704548131, PONCHATOULA, LA 70454-8131

Mortgage

Document Number	0001063087
Date	Nov 30, 2020
Book Page	002967/000828
Instrument	1063087

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 29, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 28537 Water Oak Loop was $2,006 with a homeowner's exemption.

Source: Tangipahoa Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Tangipahoa Parish
Unified School District	Tangipahoa Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,006.00 Homeowner's exemption	$19,921 Land $3,780 Building $16,141	$199,206 Land $37,800 Building $161,406
2023	$2,002.00 Homeowner's exemption	$19,805 (-) Land $3,500 Building $16,305	$198,053 (-) Land $35,000 Building $163,053
2022	$2,002.00 Homeowner's exemption	$19,805 Land $3,500 Building $16,305	$198,053 Land $35,000 Building $163,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28537 Water Oak Loop in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	36 (2008–2022)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 12 claims Severe Storms And Flooding, Aug 2016 · 12 claims Hurricane Isaac, Aug 2012 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28537 Water Oak Loop is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 78% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20