2853 Whispering Winds Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 2853 Whispering Winds Dr, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	784 sqft · built 1988
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$201,500 (Jul 2022)
Tax Bill	$297 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-30-052`

Property Details

APN / Parcel Number

Primary APN	`206-30-052`

Interior

Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	56 ft deep x 14 ft wide

Location & Zoning

Street Address	2853 WHISPERING WINDS DR
City	OVERGAARD
State	AZ
Zip	85933-5455
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1-10
Legal Description	HOLIDAY FOREST #2 LOT 52 1988 HARBOR 14X56 VIN# AS16191HL 2006-14814
Legal Range	17E
Legal Township	12N
Legal Section	30
Legal Subdivision	HOLIDAY FOREST #2
Legal Lot Number	52
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2027
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1221, OVERGAARD, AZ 85933-1221
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
May 19, 2021	Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
May 10, 2019	Grant Deed, Transfer NOT AVAILABLE
Apr 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	May 19, 2021 · Amount on Record
Deed Document Number	202212789
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 1, 2022
Property Address	2853 WHISPERING WINDS DR, OVERGAARD, AZ 85933-5455
Document Number	0000012789
Map Reference	MB 10 PG 39
Instrument Date	May 20, 2022
Instrument	2022-12789
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 669, HEBER, AZ 85928-0669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1221, OVERGAARD, AZ 85933-1221

Mortgage

Document Number	0000012790
Date	Jul 1, 2022
Instrument	2022-12790

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 19, 2021
Property Address	2853 WHISPERING WINDS DR, OVERGAARD, AZ 85933-5455
Document Number	0000011069
Map Reference	MB 10 PG 39
Instrument Date	May 13, 2021
Instrument	2021-11069
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1800 TOAD STOOL RD, HEBER, AZ 85928

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 10, 2019
Property Address	2853 WHISPERING WINDS DR, OVERGAARD, AZ 85933-5455
Document Number	0000006531
Instrument Date	May 2, 2019
Instrument	6531
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2853 WHISPERING WINDS DR OVERGAARD AZ 85933, OVERGAARD, AZ 85933

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 23, 2019
Property Address	2853 WHISPERING WINDS DR, OVERGAARD, AZ 85933-5455
Document Number	0000005538
Instrument Date	Apr 5, 2019
Instrument	5538
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2853 WHISPERING WINDS OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$59,284 (-12.83%) Land $22,320 Building $36,964
2025	$297.00 (+4.21%)	$6,802 Land $2,082 Building $4,720	$68,013 Land $20,816 Building $47,197
2023	$285.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 75% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whispering Winds Dr

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