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2850 Whispering Winds Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 2850 Whispering Winds Dr, Overgaard, AZ 85933

Property Summary

Property TypeSingle Family Home
Details912 sqft · built 1986
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$62,000 (Sep 2021)
Tax Bill$1,316 (2025)
Deeds & MortgagesNov 2021 Sale
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN206-30-056

Property Details

APN / Parcel Number

Primary APN206-30-056

Interior

Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood
Construction TypeWood
Roof MaterialMetal
Lot Area12,632 sqft (0.29 acres)
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address2850 WHISPERING WINDS DR
CityOVERGAARD
StateAZ
Zip85933-5455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-10
Legal DescriptionHOLIDAY FOREST #2 LOT 56
Legal Range17E
Legal Township12N
Legal Section30
Legal SubdivisionHOLIDAY FOREST #2
Legal Lot Number56
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group2
Census Block2028
Census Tract964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3144 W STEINBECK DR, ANTHEM, AZ 85086-1536
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Beneficiary Deed, Transfer
Sep 27, 2021Special Warranty Deed, Transfer · Stand-Alone First Mortgage
RAYMOND BAISA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2021 · Amount on Record
Deed SaleSep 27, 2021 · Amount on Record
Deed Document Number202121776
Last Transfer DateNov 22, 2021
Transfer Doc0000026456
Record UpdatedSep 20, 2026

November 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionNAVAJO AZ
Recording DateNov 22, 2021
Property Address2850 WHISPERING WINDS DR, OVERGAARD, AZ 85933-5455
Document Number0000026456
Map ReferenceMB 10 PG 39
Instrument DateNov 16, 2021
Instrument2021-26456
Transaction TypeTransfer
Record UpdatedDec 1, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40824 N CAPRA WAY, 40824, ANTHEM, AZ 85086-1541

Transferred To (Grantee/Buyer)

NameVerified Name

September 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNAVAJO AZ
Recording DateSep 27, 2021
Property Address2850 WHISPERING WINDS DR, OVERGAARD, AZ 85933-5455
Document Number0000021776
Map ReferenceMB 10 PG 39
Instrument DateSep 13, 2021
Instrument2021-21776
Transaction TypeTransfer
Record UpdatedOct 6, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36408 N BLACK CANYON HWY, 36408, PHOENIX, AZ 85086-7021

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3144 W STEINBECK DR, ANTHEM, AZ 85086-1536

Mortgage

Document Number0000021777
DateSep 27, 2021
Instrument2021-21777
Lender
NameRAYMOND BAISA
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$245,798 (+29.46%) Land $23,126 Building $222,672
2025$1,316.00 (+10.87%)$18,987 Land $2,257 Building $16,730$189,864 Land $22,565 Building $167,299
2023$1,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 80% of Arizona
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARIZONA WATER CO - OVERGAARD
private · serves 13,797 people · EPA ID AZ0409004
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Conexon Connect, Frontier, Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

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