2853 State Rte 10, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 2853 State Rte 10, Summit, NY 12175

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,700 sqft · built 1865
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$67,900 (May 2018)
Tax Bill	$3,524 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`434800 111.4-2-12`

Property Details

APN / Parcel Number

Primary APN	`434800 111.4-2-12`
Alternative APNs	`480011100400020120000000` `545J100318`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	980 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	195 ft deep x 100 ft wide
Porch	Slab
Porch Area	220 sqft
Pole Barn	25 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	545J100318
Street Address	2853 STATE ROUTE 10
City	SUMMIT
State	NY
Zip	12175-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1032
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2853 STATE ROUTE 10, SUMMIT, NY 12175-2509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Deed Document Number	2018740643
Deed Book / Page	1069 / 64
Record Updated	Oct 29, 2026

May 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHOHARIE NY
Recording Date	May 8, 2018
Property Address	2853 STATE ROUTE 10, SUMMIT, NY 12175-2509
Document Number	0001069/64
Book / Page	1069 / 64
Instrument Date	May 4, 2018
Instrument	000000740643
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 MAIN ST, RICHMONDVILLE, NY 12149-2405

Mortgage

Document Number	0000001802/0000000185
Date	May 8, 2018
Book Page	0000001802/0000000185
Instrument	000000740644

Lender

Name	BANK OF RICHMONDVILLE
Type	Bank

Agreement

Amount	Amount Recorded
Term	176 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,524.00 (-0.14%)
2025	$3,529.00 (+5.22%)	$53,200 (-) Land $6,600 Building $46,600	$138,182 (+11.04%) Land $17,143 Building $121,039
2023		$53,200 Land $6,600 Building $46,600	$124,444 Land $15,439 Building $109,005
2020	$3,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100
Verizon Fixed Wireless	300 / 20