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2845 State Rte 10, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 2845 State Rte 10, Summit, NY 12175

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,533 sqft · built 1925
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Oct 2021)
Tax Bill$1,371 (2025)
Deeds & MortgagesOct 2021 Sale
Nov 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN434800 111.4-2-20

Property Details

APN / Parcel Number

Primary APN434800 111.4-2-20
Alternative APNs
  • 480011100400020200000000
  • 545J177023

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,533 sqft Living Area
1st Floor Area1,077 sqft
Upper Floors Area456 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTraditional
Exterior MaterialWood
Lot Area130,680 sqft (3 acres)
Lot Width204 ft Width
Garage TypeDetached
Parking Spaces1 Parking Space
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J177023
Street Address2845 STATE ROUTE 10
CitySUMMIT
StateNY
Zip12175-2509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block2
Legal Lot Number20.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1032
Census Tract740500

Owner

Source: Schoharie County and Summit Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1327 STANDARD AVE, ELMONT, NY 11003-3348
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Nov 4, 2020Deed, Transfer
Jan 17, 2020Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2021 · Amount on Record
Deed SaleOct 7, 2021 · Amount on Record
Prior SaleNov 4, 2020 · Amount on Record
Deed Document Number2021796907
Deed Book / Page1148 / 143
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateOct 7, 2021
Property Address2845 STATE ROUTE 10, SUMMIT, NY 12175
Document Number001148/143
Book / Page1148 / 143
Instrument DateAug 24, 2021
Instrument796907
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1327 STANDARD AVE, ELMONT, NY 11003-3348

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateNov 4, 2020
Property Address2845 STATE ROUTE 10, SUMMIT, NY 12175
Document Number001123/230
Book / Page1123 / 230
Instrument DateAug 26, 2020
Instrument781631
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11855 BLUE TOPAZ WAY, RANCHO CORDOVA, CA 95742-8069

January 2020: Foreclosure

Document TypeForeclosure
JurisdictionSCHOHARIE NY
Recording DateJan 17, 2020
Property Address2845 STATE ROUTE 10, SUMMIT, NY 12175
Document Number001106/207
Book / Page1106 / 207
Instrument DateNov 6, 2019
Instrument772430
Transaction TypeForeclosure
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 PHILLIPS BLVD, EWING, NJ 08618-1430
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,371.00 (+5.22%)$20,670 (-) Land $11,670 Building $9,000$53,688 (+11.04%) Land $30,312 Building $23,376
2023$20,670 Land $11,670 Building $9,000$48,351 Land $27,298 Building $21,053
2020$1,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
MIDTEL
Fiber		500 / 100
Verizon
Fixed Wireless		300 / 20

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