28527 Maple Ter, Dowagiac, MI 49047 Property Records

Cass County property record for 28527 Maple Ter, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,100 sqft · built 1988
Lot Size	0.86 acres (37,462 sqft)
Owner	Company Name on Record
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone A (high risk)
APN	`14-130-330-013-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-330-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,100 sqft Building Perimeter
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	37,462 sqft (0.86 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28527 MAPLE TER
City	DOWAGIAC
State	MI
Zip	49047-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	482-573 1643 5S-16W LOT 13. ALSO THAT PART LOT 12 DESC AS COM AT NW COR LOT 12, TH S 89 DEG 18' E 257.2 FT, S 32 DEG 53' E
Legal Subdivision	MEADOWBROOK
Legal Lot Number	12,13
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1002
Census Tract	1901

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	28527 MAPLE TER, DOWAGIAC, MI 49047-9207
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 18, 2016
Transfer Doc	1110/0721
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28527 MAPLE TER, DOWAGIAC, MI 49047-9207
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1142/0513
Date	Jul 16, 2018
Book Page	1142/0513

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	BEECH CREEK, KY 42321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,900 (-5.34%) Land $178,900	$357,800 (-5.34%) Land $357,800
2025	$2,411.00 (+10.14%) Homeowner's exemption	$189,000 (+24.67%) Land $189,000	$378,000 (+24.67%) Land $378,000
2024	$2,189.00 (+7.57%)
2023		$151,600	$303,200
2022	$2,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20