Cass County property record for 28630 Maple Ter, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,961 sqft · built 1987 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,599 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-130-330-018-00 |
| Primary APN | 14-130-330-018-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,961 sqft Building Perimeter |
| 1st Floor Area | 1,961 sqft |
| Basement Area | 1,625 sqft |
| Unfinished Basement | 1,625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 525 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 28630 MAPLE TER |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-9207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 511-279 497-341 468-698 1648 5S-16W LOT 18 MEADOWBROOK. |
| Legal Subdivision | MEADOWBROOK SUBDIVISION |
| Legal Lot Number | 18 |
| Jurisdiction | CASS MI |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1901 |
28630 Maple Ter is owned by a company that acquired it in June 2016 and is owner-occupied.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28630 MAPLE TER, DOWAGIAC, MI 49047-9207 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2016 |
| Transfer Doc | 1107/1509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 28630 MAPLE TER, DOWAGIAC, MI 49047-9207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28630 MAPLE TER, DOWAGIAC, MI 49047-9207 |
| Document Number | 01210/1283 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 1210/1283 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 28630 Maple Ter was $2,599 with a homeowner's exemption, up 10.1% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Silver Creek Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,600 (-4.5%) Land $186,600 | $373,200 (-4.5%) Land $373,200 | |
| 2025 | $2,599.00 (+10.13%) Homeowner's exemption | $195,400 Land $195,400 | $390,800 Land $390,800 |
| 2024 | $2,360.00 | ||
| 2023 | $156,700 | $313,400 | |
| 2022 | $2,194.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28630 Maple Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28630 Maple Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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