28522 Misty Cliff Ln, Spring, TX 77386 Property Records

Montgomery County property record for 28522 Misty Cliff Ln, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,571 sqft · built 2003
Lot Size0.151 acres (6,582 sqft)
Owner2 Individual Names on Record
Last Sale$500,080 (Jun 2026)
Tax Bill$8,009 (2025)
Deeds & MortgagesJun 2026 Mortgage
Aug 2022 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN9014-00-04600

Property Details

APN / Parcel Number

Primary APN9014-00-04600
Alternative APN
  • R307615

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,571 sqft Living Area
Gross Area3,031 sqft
1st Floor Area1,549 sqft
2nd Floor Area1,022 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,582 sqft (0.151 acres)
View / LotPrimary
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area171 sqft
Deck Area352 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28522 MISTY CLIFF LN
CitySPRING
StateTX
Zip77386-1853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING TRAILS 01, BLOCK 1, LOT 46
Legal SubdivisionSPRING TRAILS 01
Legal Block1
Legal Lot Number46
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2019
Census Tract692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28522 MISTY CLIFF LN, SPRING, TX 77386-1853
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed, Transfer · Conventional Mortgage
PARAMOUNT MORTGAGE
Aug 8, 2022Deed of Trust, Mortgage · Construction Mortgage
FROST BANK
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
PREFERRED LENDING SOLUTIONS LLC
Jun 14, 2019Vendor's Lien, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleJun 14, 2019 · Amount on Record
Deed Document Number202668659
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY TX
Recording DateJun 30, 2026
Property Address28522 MISTY CLIFF LN, SPRING, TX 77386-1853
Document Number0000068659
Instrument DateJun 26, 2026
Instrument202668659
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyTRULY TITLE INC, TRULY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28522 MISTY CLIFF LN, SPRING, TX 77386-1853

Mortgage

Document Number0000068660,
DateJun 30, 2026
Instrument202668660
Lender
NamePARAMOUNT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28522 MISTY CLIFF LN, SPRING, TX 77386-1853
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address28522 MISTY CLIFF LN, SPRING, TX 77386-1853

Mortgage

Document Number0000098516
DateAug 8, 2022
Instrument2022098516
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28522 MISTY CLIFF LN, SPRING, TX 77386-1853
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090561
DateJul 1, 2021
Instrument2021090561
Lender
NamePREFERRED LENDING SOLUTIONS LLC
TypeMortgage Company
AddressBROUSSARD, LA 70518
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

June 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateJun 14, 2019
Property Address28522 MISTY CLIFF LN, SPRING, TX 77386-1853
Document Number0000051513
Map ReferenceCAB S SH 195-197
Instrument DateJun 14, 2019
Instrument2019051513
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28522 MISTY CLIFF LN, SPRING, TX 77386-1853

Mortgage

Document Number0000051514
DateJun 14, 2019
Instrument2019051514
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$368,458 (+2.75%) Land $26,328 Building $342,130$368,458 (+2.75%) Land $26,328 Building $342,130
2025$8,009.00 (+12.91%)$358,593 (+13.96%) Land $26,328 Building $332,265$358,593 (+13.96%) Land $26,328 Building $332,265
2024$7,093.00 (+15.58%)$314,657 (-19.22%) Land $26,328 Building $288,329$314,657 (-19.22%) Land $26,328 Building $288,329
2023$6,137.00$389,510 Land $26,330 Building $363,180$389,510 Land $26,330 Building $363,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 271 policies
Nearby Flood Policies271 in force
Nearby Flood Claims7 (2017–2019)
Claims Outside the SFHA6 of 7
Most Recent ClaimMay 2019 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 94
serves 5,184 people · EPA ID TX1700716
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Ezee Fiber, Verizon.

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