28514 Misty Cliff Ln, Spring, TX 77386 Property Records

Montgomery County property record for 28514 Misty Cliff Ln, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,202 sqft · built 2003
Lot Size	0.152 acres (6,628 sqft)
Owner	Individual Name on File
Last Sale	$385,367 (Jul 2021)
Tax Bill	$5,689 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9014-00-04800`

Property Details

APN / Parcel Number

Primary APN	`9014-00-04800`
Alternative APN	`R307617`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,202 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	2,202 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,628 sqft (0.152 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28514 MISTY CLIFF LN
City	SPRING
State	TX
Zip	77386-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S901400 - SPRING TRAILS 01, BLOCK 1, LOT 48
Legal Subdivision	SPRING TRAILS 01
Legal Block	1
Legal Lot Number	48
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2019
Census Tract	692009

Owner

28514 Misty Cliff Ln is owned and occupied by an individual who bought it in July 2021.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	28514 MISTY CLIFF LN, SPRING, TX 77386-1853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Vendor's Lien, Transfer · Conventional Mortgage C & T MORTGAGE INC
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 3, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	Feb 5, 2004 · Amount on File
Deed Document Number	2021103325
Prior Transfer Date	Jan 30, 2004
Prior Transfer Doc	0000012806
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 27, 2021
Property Address	28514 MISTY CLIFF LN, SPRING, TX 77386-1853
Document Number	0000103325
Map Reference	CAB S SH 195
Instrument Date	Jul 27, 2021
Instrument	2021103325
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	ENVISION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28514 MISTY CLIFF LN, SPRING, TX 77386-1853

Mortgage

Document Number	0000103326
Date	Jul 27, 2021
Instrument	2021103326

Lender

Name	C & T MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28514 MISTY CLIFF LN, SPRING, TX 77386-1853
Document Number	0000001845
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28514 MISTY CLIFF LN SPRING TX 773861853, SPRING, TX 77386-1853

Mortgage

Document Number	0000001845
Date	Jan 7, 2020
Instrument	1845

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28514 MISTY CLIFF LN, SPRING, TX 77386-1853
Document Number	0000075029
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28514 MISTY CLIFF LN SPRING TX 773861853, SPRING, TX 77386-1853

Mortgage

Document Number	0000075029
Date	Aug 18, 2017
Instrument	75029

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 17, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 28514 Misty Cliff Ln was $5,689 with a homeowner's exemption, up 3.6% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,097 (+3.25%) Land $26,512 Building $313,585	$340,097 (-1.9%) Land $26,512 Building $313,585
2025	$5,689.00 (+3.62%) Homeowner's exemption	$329,377 (+1%) Land $26,512 Building $320,159	$346,671 (+15.78%) Land $26,512 Building $320,159
2024	$5,490.00 (+35.02%) Homeowner's exemption	$299,434 (-12.19%) Land $26,512 Building $272,922	$299,434 (-12.19%) Land $26,512 Building $272,922
2023	$4,066.00 Homeowner's exemption	$341,000 Land $26,510 Building $314,490	$341,000 Land $26,510 Building $314,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28514 Misty Cliff Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 policies
Nearby Flood Policies	271 in force
Nearby Flood Claims	7 (2017–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28514 Misty Cliff Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 94 serves 5,184 people · EPA ID TX1700716
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ezee Fiber, Verizon.

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