2852 Hard Labor Rd, Chipley, FL 32428 Property Records

Washington County property record for 2852 Hard Labor Rd, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,800 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$26,000 (Sep 2021)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000037160004`

Property Details

APN / Parcel Number

Primary APN	`000037160004`
Alternative APN	`37160004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,800 sqft Heated Area
Gross Area	1,832 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000037160004
Street Address	2852 HARD LABOR RD
City	CHIPLEY
State	FL
Zip	32428-5272
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	27 3 14 5 ORB 1217 P 873 E2 OF S2 OF NE4 OF SE4 & ESMT
Legal Range	14W
Legal Township	03N
Legal Section	27
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1022
Census Tract	970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2852 HARD LABOR RD, CHIPLEY, FL 32428-5272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	202167006777
Deed Book / Page	1217 / 873
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 15, 2021
Property Address	2852 HARD LABOR RD, CHIPLEY, FL 32428-5272
Document Number	0067006777
Book / Page	1217 / 873
Instrument Date	Sep 10, 2021
Instrument	202167006777
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5971 BRUNDAGE LN, NORCROSS, GA 30071-1917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CORBIN RD, CHIPLEY, FL 32428-5865

Mortgage

Document Number	0000000875
Date	Sep 15, 2021
Instrument	1217/875

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (+6.9%) Homeowner's exemption	$160,533 (+2.9%)	$195,626 (+25.39%) Land $31,500 Building $164,126
2024	$1,551.00 (-13.83%) Homeowner's exemption	$156,009 (+18.27%) Land $27,500 Building $128,509	$156,009 (+18.27%) Land $27,500 Building $128,509
2023	$1,800.00 (+424.78%)	$131,911 (+427.64%) Land $27,500 Building $104,411	$131,911 (+427.64%) Land $27,500 Building $104,411
2022	$343.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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