2826 Hard Labor Rd, Chipley, FL 32428 Property Records

Washington County property record for 2826 Hard Labor Rd, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property TypeResidential > Prefabricated > Manufactured or Modular Home
Bathrooms2 Baths
Architecture StyleModular
Year BuiltBuilt 2014
Square Footage1,728 sqft Heated Area
Lot Size217,800 sqft (5 acres)
Last Sale$165,000 (2021)
Tax Bill$2,387.00 (2025)

Property Details

APN / Parcel Number

Primary APN000037040001
Alternative APN
  • 37040001

Interior

Full Baths2 Baths
Building Area1,728 sqft Heated Area
Gross Area1,840 sqft Gross Area
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2014
Architectural StyleModular Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area217,800 sqft (5 acres)
PorchOpen Porch
Porch Area112 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number000037040001
Street Address2826 HARD LABOR RD
CityCHIPLEY
StateFL
Zip32428-5272
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Manufactured or Modular Home
Legal Description27 3 14 5 ORB 1222 P 196 S2 OF NE4 OF NE4 OF SE4,
Legal Range14W
Legal Township03N
Legal Section27
Legal Block3704
Legal Lot Number0001
JurisdictionWASHINGTON FL
Minor Civil DivisionVERNON
Census Blockgroup1
Census Block1022
Census Tract970303

Owner

Source: Washington County records · APN 000037040001

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2483 HIGHWAY 183A, PONCE DE LEON, FL 32455-6226
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
May 03, 2017Warranty Deed, Transfer
PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Deed Doc Number202167008120
Deed Book / Page1222 / 196
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateOct 28, 2021
Property Address2826 HARD LABOR RD, CHIPLEY, FL 32428-5272
Document Number0067008120
Book / Page1222 / 196
Instrument DateOct 25, 2021
Instrument202167008120
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2953 CATTLE BARON DR, LITTLE ELM, TX 75068-2807

Transferred To (Grantee/Buyer)

NameVerified Name
Address2483 HIGHWAY 183A, PONCE DE LEON, FL 32455-6226

Mortgage

Document Number0000000198
DateOct 28, 2021
Instrument1222/198
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMay 03, 2017
Property Address2826 HARD LABOR RD, CHIPLEY, FL 32428-5272
Document Number0067002707
Book / Page001087 / 000950
Instrument DateApr 28, 2017
Instrument67002707
Transaction TypeTransfer
Record UpdatedMay 11, 2017
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$595.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2826 HARD LABOR RD CHIPLEY FL 324285272, CHIPLEY, FL 32428-5272

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,387.00 (+14.65%)$182,623 (+13.41%) Land $31,500 Building $151,123$182,623 (+13.41%) Land $31,500 Building $151,123
2024$2,082.00 (+11.22%)$161,023 (+17.4%) Land $27,500 Building $133,523$161,023 (+17.4%) Land $27,500 Building $133,523
2023$1,872.00 (+9.15%)$137,159 (+9.98%) Land $27,500 Building $109,659$137,159 (+9.98%) Land $27,500 Building $109,659
2022$1,715.00$124,709 Land $25,000 Building $99,709$124,709 Land $25,000 Building $99,709

Flood & Wildfire

2826 Hard Labor Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesModerate
57th percentile of exposed land nationally · 28th in Florida
Wildfire LikelihoodModerate — about 1 in 826 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Hard Labor Rd

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