285 White Pine Dr, Fletcher, NC 28732 Property Records

Buncombe County property record for 285 White Pine Dr, Fletcher, NC 28732 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1975
Square Footage2,986 sqft Living Area
Lot Size147,668 sqft (3.39 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2004)
Tax Bill$2,721.00 (2025)

Property Details

APN / Parcel Number

Primary APN9664-62-9374-00000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,986 sqft Living Area
Gross Area4,479 sqft Gross Area
1st Floor2,986 sqft 1st Floor
Basement Area1,493 sqft Basement
Unfinished Basement1,493 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Architectural StyleRanch Style
Exterior MaterialBrick Veneer Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area147,668 sqft (3.39 acres)
Patio Area128 sqft Patio
PorchOpen Porch
Porch Area438 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating

Location & Zoning

Old Parcel Number966462937400000
Street Address285 WHITE PINE DR
CityFLETCHER
StateNC
Zip28732-8721
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDEED DATE: 05/07/2004 DEED: 3638-0481 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Lot Number9209
JurisdictionBUNCOMBE NC
Minor Civil DivisionLIMESTONE
Census Blockgroup4
Census Block4013
Census Tract3202

Owner

Source: Buncombe County records · APN 9664-62-9374-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address285 WHITE PINE DR, FLETCHER, NC 28732-8721
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Aug 06, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Feb 23, 2018Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2004 · Amount on Record
Deed SaleMay 07, 2004 · Amount on Record
Deed Doc Number0003638481
Deed Book / Page3638 / 481
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address285 WHITE PINE DR, FLETCHER, NC 28732-8721
Transaction TypeMortgage
Record UpdatedSep 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0063441774
DateAug 23, 2023
Book Page6344/1774
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address285 WHITE PINE DR, FLETCHER, NC 28732-8721
Transaction TypeMortgage
Record UpdatedAug 17, 2021
Title CompanyVETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061031530
DateAug 06, 2021
Book Page6103/1530
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address285 WHITE PINE DR, FLETCHER, NC 28732-8721
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056390349
DateFeb 23, 2018
Book Page5639/0349
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressARDEN, NC 28704
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address285 WHITE PINE DR, FLETCHER, NC 28732-8721
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059821973
DateNov 23, 2020
Book Page5982/1973
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,721.00 (+8.15%)$422,200 (-)
2023$2,516.00$422,200$422,200 (-) Land $127,800 Building $294,400
2021$422,200 Land $127,800 Building $294,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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