Buncombe County property record for 235 White Pine Dr, Fletcher, NC 28732 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 3,281 sqft Living Area |
| Lot Size | 189,486 sqft (4.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2013) |
| Tax Bill | $3,613.00 (2024) |
| Primary APN | 706105-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,281 sqft Living Area |
| Gross Area | 5,680 sqft Gross Area |
| 1st Floor | 2,481 sqft 1st Floor |
| Basement Area | 2,481 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Unfinished Basement | 1,681 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 189,486 sqft (4.35 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Deck Area | 256 sqft Deck |
| Patio Area | 280 sqft Patio |
| Porch Area | 63 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 706105-2020-202 |
|---|---|
| Street Address | 235 WHITE PINE DR |
| City | FLETCHER |
| State | NC |
| Zip | 28732-8721 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: ARNSTEIN ACRES BLOCK: LOT: 30 SECTION: PLAT: 0042-0031 |
| Legal Subdivision | ARNSTEIN ACRES |
| Legal Block | 4 |
| Legal Lot Number | 30 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | LIMESTONE |
| Census Blockgroup | 4 |
| Census Block | 4013 |
| Census Tract | 3202 |
Source: Buncombe County records · APN 706105-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 235 WHITE PINE DR, FLETCHER, NC 28732-8721 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Dec 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Mar 04, 2019 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2013 · Amount on Record |
| Deed Sale | Apr 12, 2013 · Amount on Record |
| Prior Sale | Jan 25, 2013 · Amount on Record |
| Deed Doc Number | 20135090_01348 |
| Deed Book / Page | 5090 / 1348 |
| Prior Transfer Date | Sep 21, 2004 |
| Prior Transfer Doc | 0037820140 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 235 WHITE PINE DR, FLETCHER, NC 28732-8721 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0065441997 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 6544/1997 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 08, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 235 WHITE PINE DR, FLETCHER, NC 28732-8721 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0062761469 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 6276/1469 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Sep 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 235 WHITE PINE DR, FLETCHER, NC 28732-8721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056240604 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 5624/0604 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 235 WHITE PINE DR, FLETCHER, NC 28732-8721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057481788 |
|---|---|
| Date | Mar 04, 2019 |
| Book Page | 5748/1788 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 235 WHITE PINE DR, FLETCHER, NC 28732-8721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0060081262 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 6008/1262 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,783.00 (+4.71%) | $587,000 (-) Land $145,000 Building $442,000 | $587,000 (-) Land $145,000 Building $442,000 |
| 2024 | $3,613.00 (+3.29%) | ||
| 2023 | $3,498.00 | $587,000 | $587,000 (-) Land $145,000 Building $442,000 |
| 2021 | $587,000 Land $145,000 Building $442,000 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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