285 Walnut Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 285 Walnut Ave, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Square Footage937 sqft Living Area
Lot Size7,405 sqft (0.169 acres)
Last Sale$225,000 (2023)
Tax Bill$578.00 (2025)

Property Details

APN / Parcel Number

Primary APN0890-14-22-9596
Alternative APNs
  • 555622106
  • 555785040

Interior

Building Area937 sqft Living Area

Exterior

Lot Area7,405 sqft (0.169 acres)

Location & Zoning

Account Number555785040
Street Address285 WALNUT AVE
CitySPRUCE PINE
StateNC
Zip28777-2740
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMAP 4 BLK 3 LOT 9
Legal Block3
JurisdictionMITCHELL NC
Minor Civil DivisionGRASSY CREEK
Census Blockgroup1
Census Block1025
Census Tract950300

Owner

Source: Mitchell County records · APN 0890-14-22-9596

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3316 KONNOAK DR, WINSTON SALEM, NC 27127-5024
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2023 · Amount on Record
Deed SaleApr 27, 2023 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Doc Number2023000900
Deed Book / Page657 / 35
Record RefreshedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateApr 27, 2023
Property Address285 WALNUT AVE, SPRUCE PINE, NC 28777-2740
Document Number0000657/35
Book / Page657 / 35
Map ReferenceMB 1 PG 38
Instrument DateApr 27, 2023
Instrument2023000900
Transaction TypeTransfer
Record UpdatedMay 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address60 FORTNER DR, SPRUCE PINE, NC 28777-2636

Transferred To (Grantee/Buyer)

NameVerified Name
Address353 CARLTON DR, CHAPEL HILL, NC 27516-3103

Mortgage

Document Number2023000901
DateApr 27, 2023
Instrument2023000901
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.2%
Type Change DateMay 01, 2028
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change7.2%
Index5-Year TN
Margin2
Max Rate11.2%

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$578.00$103,300 (-) Land $9,900 Building $93,400
2023$578.00$103,300 Land $9,900 Building $93,400

Flood & Wildfire

285 Walnut Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 48th in North Carolina
Wildfire LikelihoodLow — about 1 in 2,128 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Walnut Ave

Nearby Streets

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