Mitchell County property record for 280 Walnut Ave, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,002 sqft · built 1935 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jul 2025) |
| Tax Bill | $604 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0890-18-22-9386 |
| Primary APN | 0890-18-22-9386 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.169 acres) |
| Heating System | Forced Air |
|---|
| Account Number | 555781227 |
|---|---|
| Street Address | 280 WALNUT AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT AVE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0890-18-22-9386
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 280 WALNUT AVE, SPRUCE PINE, NC 28777-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 14, 2017 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Prior Sale | Dec 08, 2017 · Amount on Record |
| Deed Document Number | 2025001300 |
| Deed Book / Page | 681 / 49 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 280 WALNUT AVE, SPRUCE PINE, NC 28777-2741 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000642/219 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 642/219 |
| Instrument | 2022000762 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Dec 08, 2017 |
| Property Address | 280 WALNUT AVE, SPRUCE PINE, NC 28777-2741 |
| Document Number | 586/475 |
| Book / Page | 586 / 475 |
| Map Reference | MB 585 PG 759 |
| Instrument Date | Dec 08, 2017 |
| Instrument | 2017002336 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 MOUNT BETHEL RD, 223, HARMONY, NC 28634-9363 |
| Name | Verified Name |
|---|---|
| Address | 280 WALNUT AVE, SPRUCE PINE, NC 28777-2741 |
| Document Number | 586/478 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 586/478 |
| Instrument | 2017002337 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 14, 2017 |
| Property Address | 280 WALNUT AVE, SPRUCE PINE, NC 28777-2741 |
| Document Number | 585/759 |
| Book / Page | 585 / 759 |
| Map Reference | MB 543 PG 248 |
| Instrument Date | Nov 03, 2017 |
| Instrument | 2017002167 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 KINGSLEY DR, 5001, CINCINNATI, OH 45227-1114 |
| Name | Verified Name |
|---|---|
| Address | 223 MOUNT BETHEL RD, HARMONY, NC 28634-9363 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $604.00 | $108,000 (-) Land $16,000 Building $92,000 |
| 2023 | $604.00 | $108,000 Land $16,000 Building $92,000 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property
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|---|---|---|
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