Westmoreland County property record for 285 Timberland Dr, Montross, VA 22520
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 ba · 1,264 sqft · built 1982 |
| Lot Size | 0.728 acres (31,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,131 (2025) |
| Deeds & Mortgages | Nov 2022 Refinance Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22B-17 |
| Primary APN | 22B-17 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 31,712 sqft (0.728 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 160 sqft |
| Heating System | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 9016 |
|---|---|
| Old Parcel Number | 22B-17 |
| Street Address | 285 TIMBERLAND DR |
| City | MONTROSS |
| State | VA |
| Zip | 22520-8507 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | INDEPENDENCE SHORES LOTS 17 & 18 .728ACDB 339 PG 177 956/896 |
| Legal Subdivision | INDEPENDENCE SHORES |
| Legal Lot Number | 17 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | MONTROSS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10200 |
Source: Westmoreland County records, as of January 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 285 TIMBERLAND DR, MONTROSS, VA 22520-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK |
| Apr 15, 2020 | Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK |
| Jan 17, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NATIONAL ASSOCIATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000339177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 285 TIMBERLAND DR, MONTROSS, VA 22520-8507 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0009610963 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 09610963 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 285 TIMBERLAND DR, MONTROSS, VA 22520-8507 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0009300865 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 09300865 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 285 TIMBERLAND DR, MONTROSS, VA 22520-8507 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 08910518 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 08910518 |
| Name | CAPITAL ONE NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 12, 2036 |
| Rate Type | Adjustable Rate |
|---|
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,131.00 (+9.7%) | $166,400 (-) Land $47,500 Building $118,900 | $166,400 (-) Land $47,500 Building $118,900 |
| 2023 | $1,031.00 | $166,400 Land $47,500 Building $118,900 | $166,400 Land $47,500 Building $118,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2003–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STRATFORD HARBOUR private · serves 1,230 people · EPA ID VA4193920 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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