Westmoreland County property record for 209 Timberland Dr, Montross, VA 22520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,378 sqft · built 1979 |
| Owner | Individual Name on Record |
| Tax Bill | $1,162 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22B-20 |
| Primary APN | 22B-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,378 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | 518 sqft |
| Heating System | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 10083 |
|---|---|
| Old Parcel Number | 22B-20 |
| Street Address | 209 TIMBERLAND DR |
| City | MONTROSS |
| State | VA |
| Zip | 22520-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | INDEPENDENCE SHORES LOT 20DB 304 PG 533 |
| Legal Subdivision | INDEPENDENCE SHORES |
| Legal Lot Number | 20 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | MONTROSS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10200 |
Source: Westmoreland County records, as of January 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 TIMBERLAND DR, MONTROSS, VA 22520-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000304533 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jun 5, 2026 |
| Property Address | 209 TIMBERLAND DR, MONTROSS, VA 22520-8507 |
| Document Number | 1004000580 |
| Book / Page | 1004 / 580 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TERRY TITLE, TERRYS TITLE |
| Name | Verified Name |
|---|---|
| Address | 209 TIMBERLAND DR, MONTROSS, VA 22520-8507 |
| Document Number | 1004000580, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 1004/580 |
| Name | CITIZENS AND FARMERS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,162.00 (+9.73%) | $170,900 (-) Land $26,800 Building $144,100 | $170,900 (-) Land $26,800 Building $144,100 |
| 2023 | $1,059.00 | $170,900 Land $26,800 Building $144,100 | $170,900 Land $26,800 Building $144,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2003–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STRATFORD HARBOUR private · serves 1,230 people · EPA ID VA4193920 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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