Anne Arundel County property record for 285 Ternwing Dr, Arnold, MD 21012 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,080 sqft · built 1977 |
| Lot Size | 0.151 acres (6,573 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Oct 2016) |
| Tax Bill | $2,305 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-141-90006525 |
| Primary APN | 03-141-90006525 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,573 sqft (0.151 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14190006525 |
|---|---|
| Street Address | 285 TERNWING DR |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1948 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 4B SC 1 BRIGHTLEAF |
| Legal Subdivision | BRIGHTLEAF |
| Legal Block | 1 |
| Legal Lot Number | 4B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 731104 |
Source: Anne Arundel County records · APN 03-141-90006525
Assessment roll updated August 13, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 CLEVELAND EXT, FERNDALE, CA 95536-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit ORRSTOWN BANK |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HARBOR BANK OF MARYLAND |
| May 30, 2023 | Intrafamily Transfer, Transfer |
| Dec 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2016 · Amount on Record |
| Deed Sale | Oct 17, 2016 · Amount on Record |
| Prior Sale | Jun 17, 2016 · Amount on Record |
| Deed Book / Page | 30182 / 191 |
| Last Transfer Date | Mar 29, 2023 |
| Transfer Doc | 0396870356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 285 TERNWING DR, ARNOLD, MD 21012-1948 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 285 TEMWING DRIVE, ARNOLD, MD 21012 |
| Document Number | 0421000170 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 42100/170 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | PASADENA, MD 21122 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 285 TERNWING DR, ARNOLD, MD 21012-1948 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 285 TERNWING DR, ARNOLD, MD 21012-1948 |
| Document Number | 0380610001 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 38061/1 |
| Name | THE HARBOR BANK OF MARYLAND |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 09, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 30, 2023 |
| Property Address | 285 TERNWING DR, ARNOLD, MD 21012-1948 |
| Document Number | 0396870356 |
| Book / Page | 39687 / 356 |
| Map Reference | MB 63 FO 38 |
| Instrument Date | Mar 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CLEVELAND EXT, FERNDALE, CA 95536-9444 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 16, 2022 |
| Property Address | 285 TERNWING DR, ARNOLD, MD 21012-1948 |
| Document Number | 0393430279 |
| Book / Page | 39343 / 279 |
| Map Reference | MB 63 FO 38 |
| Instrument Date | Nov 02, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CLEVELAND EXT, FERNDALE, CA 95536-9444 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $262,667 (+10.67%) | $307,000 (+27.65%) Land $175,700 Building $131,300 | |
| 2024 | $2,305.00 (-11.04%) | ||
| 2023 | $2,591.00 Homeowner's exemption | $237,333 | $240,500 Land $134,500 Building $106,000 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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