278 Ternwing Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 278 Ternwing Dr, Arnold, MD 21012 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	1 ba · 1,080 sqft · built 1977
Lot Size	0.11 acres (4,784 sqft)
Owner	Individual Name on File
Last Sale	$238,500 (Sep 2018)
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-141-90006594`

Property Details

APN / Parcel Number

Primary APN	`03-141-90006594`
Alternative APNs	`3-141-90006594` `14190006594`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,784 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	14190006594
Street Address	278 TERNWING DR
City	ARNOLD
State	MD
Zip	21012-1934
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 39A SC 1 BRIGHTLEAF
Legal Subdivision	BRIGHTLEAF
Legal Block	1
Legal Lot Number	39A
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	731104

Owner

Source: Anne Arundel County records · APN 03-141-90006594

Assessment roll updated August 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	278 TERNWING DR, ARNOLD, MD 21012-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jan 12, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 12, 2018	Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Sep 22, 2004 · Amount on Record
Deed Book / Page	32472 / 424
Last Transfer Date	Aug 20, 2021
Transfer Doc	0382070051
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 03, 2026
Property Address	278 TERNWING DR, ARNOLD, MD 21012-1934
Document Number	4258000405
Book / Page	42589 / 405
Instrument Date	Jul 27, 2026
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 TERNWING DR, ARNOLD, MD 21012-1934

Mortgage

Document Number	4258000405,
Date	Aug 03, 2026
Book Page	42589/405

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	278 TERNWING DR, ARNOLD, MD 21012-1934
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	STATE TITLE AGENCY INC, STATES TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 TERNWING DR, ARNOLD, MD 21012-1934
Investor	Possibly a Property Investor

Mortgage

Document Number	0382610298
Date	Jan 24, 2022
Book Page	38261/298

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 01, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 12, 2022
Property Address	278 TERNWING DR, ARNOLD, MD 21012-1934
Document Number	0382070051
Book / Page	38207 / 51
Map Reference	MB 63 PL 28
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 TERNWING DR, ARNOLD, MD 21012-1934
Investor	Possibly a Property Investor

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 12, 2018
Property Address	278 TERNWING DR, ARNOLD, MD 21012-1934
Document Number	0324720424
Book / Page	32472 / 424
Map Reference	MB63 PL28
Instrument Date	Sep 05, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	HOMELAND TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,981.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	278 TERNWING DR, ARNOLD, MD 21012-1934
Investor	Possibly a Property Investor

Mortgage

Document Number	0032472430
Date	Sep 12, 2018
Instrument	32472/430

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,362.00 (+8.1%)	$266,067 (+10.77%)	$311,000 (+27.67%) Land $171,700 Building $139,300
2024	$3,110.00 (+18.61%)
2023	$2,622.00	$240,200	$243,600 Land $131,300 Building $112,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Believe Wireless, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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