285 Summerfield Rd, Hardy, VA 24101 Property Records

Franklin County property record for 285 Summerfield Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,421 sqft · built 2004
Lot Size	0.998 acres (43,473 sqft)
Owner	2 Individual Names on File
Last Sale	$157,500 (Jul 2023)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013 00-006 06`

Property Details

APN / Parcel Number

Primary APN	`013 00-006 06`
Alternative APN	`36128`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,421 sqft Living Area
Gross Area	4,972 sqft
1st Floor Area	2,371 sqft
Basement Area	2,371 sqft
Finished Basement	1,778 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,473 sqft (0.998 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	504 sqft
Patio Area	714 sqft
Balcony Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	36128
Street Address	285 SUMMERFIELD RD
City	HARDY
State	VA
Zip	24101-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SUMMERFIELD LOT 7
Legal Subdivision	SUMMERFIELD
Legal Lot Number	7
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1007
Census Tract	20302

Owner

285 Summerfield Rd is owned and occupied by two individuals who acquired it in February 2024.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 SUMMERFIELD RD, HARDY, VA 24101-2913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Intrafamily Transfer, Transfer
Jul 12, 2023	Deed, Transfer
Feb 25, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Feb 25, 2021 · Amount on File
Deed Document Number	20233929
Deed Book / Page	1201 / 581
Last Transfer Date	Feb 12, 2024
Transfer Doc	0012091029
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Feb 14, 2024
Property Address	285 SUMMERFIELD RD, HARDY, VA 24101-2913
Document Number	0012091029
Book / Page	1209 / 1029
Map Reference	MB 652 PG 1578-1579
Instrument Date	Feb 12, 2024
Instrument	240000840
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SUMMERFIELD RD, HARDY, VA 24101-2913

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 12, 2023
Property Address	285 SUMMERFIELD RD, HARDY, VA 24101-2913
Document Number	0012010581
Book / Page	1201 / 581
Map Reference	MB 652 PG 1578-1579
Instrument Date	May 12, 2023
Instrument	230003929
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 SUMMERFIELD RD, HARDY, VA 24101-2913

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 25, 2021
Property Address	285 SUMMERFIELD RD, HARDY, VA 24101-2913
Document Number	0011572130
Book / Page	1157 / 2130
Map Reference	MB 652 PG 1578&1579
Instrument Date	Jan 27, 2021
Instrument	210001817
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0011572133
Date	Feb 25, 2021
Book Page	1157/2133
Instrument	210001818

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 285 Summerfield Rd was $3,822.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,822.00	$888,900 Land $152,000 Building $736,900	$888,900 Land $152,000 Building $736,900
2023	$3,219.00	$527,800 (-) Land $145,000 Building $382,800	$527,800 (-) Land $145,000 Building $382,800
2022		$527,800 Land $145,000 Building $382,800	$527,800 Land $145,000 Building $382,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Summerfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Summerfield Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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