235 Summerfield Rd, Hardy, VA 24101 Property Records

Franklin County property record for 235 Summerfield Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,826 sqft · built 2002
Lot Size	0.965 acres (42,035 sqft)
Owner	Individual Name on File
Tax Bill	$3,157 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013 00-006 02`

Property Details

APN / Parcel Number

Primary APN	`013 00-006 02`
Alternative APN	`36124`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
Gross Area	4,837 sqft
1st Floor Area	1,810 sqft
Attic	Attic
Attic Area	1,810 sqft
Basement Area	1,810 sqft
Finished Basement	235 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,035 sqft (0.965 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	540 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	468 sqft
Patio Area	192 sqft
Balcony Area	16 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	36124
Street Address	235 SUMMERFIELD RD
City	HARDY
State	VA
Zip	24101-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SUMMERFIELD LOT 3
Legal Subdivision	SUMMERFIELD
Legal Lot Number	3
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1007
Census Tract	20302

Owner

235 Summerfield Rd is owned and occupied by an individual.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	235 SUMMERFIELD RD, HARDY, VA 24101-2913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	235 SUMMERFIELD RD, HARDY, VA 24101-2913
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011822633
Date	Apr 19, 2022
Book Page	1182/2633
Instrument	220003061

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	235 SUMMERFIELD RD, HARDY, VA 24101-2913
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011822633
Date	Apr 19, 2022
Book Page	1182/2633
Instrument	220003061

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 235 Summerfield Rd was $3,157.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,157.00	$734,200 Land $152,000 Building $582,200	$734,200 Land $152,000 Building $582,200
2023	$2,721.00	$446,100 (-) Land $145,000 Building $301,100	$446,100 (-) Land $145,000 Building $301,100
2022		$446,100 Land $145,000 Building $301,100	$446,100 Land $145,000 Building $301,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Summerfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Summerfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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