285 Sub Rd, Cosby, TN 37722 Property Records

Cocke County property record for 285 Sub Rd, Cosby, TN 37722 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage560 sqft Living Area
Lot Size20,473 sqft (0.469 acres)
GarageFinished, 480 sqft
OccupancyOwner Occupied
Last Sale$275,000 (2024)
Tax Bill$742.00 (2025)

Property Details

APN / Parcel Number

Primary APN015102 05510
Alternative APN
  • 102 05510

Interior

Full Baths2 Baths
Plumbing Fixtures4 Plumbing Fixtures
Building Area560 sqft Living Area
1st Floor560 sqft 1st Floor
Stories1 Stories
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialMetal Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area20,473 sqft (0.469 acres)
Depth X Width138 ft x 182 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area480 sqft Garage
PorchOpen Porch
Porch Area192 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address285 SUB RD
CityCOSBY
StateTN
Zip37722-2942
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDIST:05 MAP REF:102
JurisdictionCOCKE TN
Minor Civil Division5
Census Blockgroup3
Census Block3028
Census Tract920700

Owner

Source: Cocke County records · APN 015102 05510

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address285 SUB RD, COSBY, TN 37722-2942
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2022Warranty Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 20, 2018Warranty Deed, Transfer
SMOKY MOUNTAIN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 23, 2024 · Amount on Record
Deed SaleDec 23, 2024 · Amount on Record
Prior SaleAug 09, 2022 · Amount on Record
Deed Doc Number24005319
Deed Book / Page1659 / 531
Record RefreshedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCKE TN
Recording DateAug 09, 2022
Property Address285 SUB RD, COSBY, TN 37722-2942
Document Number0015990602
Book / Page1599 / 602
Instrument DateAug 01, 2022
Instrument22004074
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyMAGNOLIA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$869.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4825 GUINN RD, KNOXVILLE, TN 37931-2054

Mortgage

Document Number0022004075
DateAug 09, 2022
Instrument22004075
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCKE TN
Recording DateAug 20, 2018
Property Address285 SUB RD, COSBY, TN 37722-2942
Document Number1490882
Book / Page001490 / 000882
Instrument DateAug 17, 2018
Instrument18043
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanySMOKY MOUNTAIN TITLE

Transaction

AmountAmount Recorded
Tax$444.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 158 ENGLEWOOD FL 342950158, ENGLEWOOD, FL 34295-0158

Tax Assessment & Valuation

Source: Cocke County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyCocke County
Unified School DistrictCocke County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$742.00 (+35.65%)$49,475 (+131.73%) Land $10,650 Building $38,825$197,900 (+131.73%) Land $42,600 Building $155,300
2024$547.00$21,350 (-) Land $5,600 Building $15,750
2023$547.00 (-0.18%)$21,350 (-) Land $5,600 Building $15,750
2022$548.00$21,350 Land $5,600 Building $15,750$85,400 (-) Land $22,400 Building $63,000
2020$85,400 Land $22,400 Building $63,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cocke County (47029C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 87% of Tennessee
Wildfire LikelihoodAbout 1 in 472 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Sub Rd

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