284 Sub Rd, Cosby, TN 37722 Property Records

Cocke County property record for 284 Sub Rd, Cosby, TN 37722

Property Summary

Property Type	Single Family Home
Details	2 ba · 773 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (May 2024)
Tax Bill	$729 (2025)
Deeds & Mortgages	May 2024 Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015102 05509`

Property Details

APN / Parcel Number

Primary APN	`015102 05509`
Alternative APN	`102 05509`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	773 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	284 SUB RD
City	COSBY
State	TN
Zip	37722-2940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: X02
Jurisdiction	COCKE TN
Township / Civil Division	5
Census Block Group	3
Census Block	3028
Census Tract	920700

Owner

Source: Cocke County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5922 FRANKLIN TRL, LIBERTY TWP, OH 45011-1252
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB
Feb 27, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 19, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Document Number	20241994
Deed Book / Page	1644 / 432
Last Transfer Date	Feb 13, 2026
Transfer Doc	0016910867
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Property Address	284 SUB RD, COSBY, TN 37722-2940
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5282 BARKWOOD DR, WEST CHESTER, OH 45069-5007

Mortgage

Document Number	0016440438
Date	May 13, 2024
Book Page	1644/438
Instrument	24001995

Lender

Name	NEXBANK SSB
Type	Bank
Address	2515 MCKINNEY AVE STE 1700, DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	11.7%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCKE TN
Recording Date	Feb 27, 2026
Property Address	284 SUB RD, COSBY, TN 37722-2940
Document Number	0016920820
Book / Page	1692 / 820
Instrument Date	Feb 13, 2026
Instrument	26000934
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5922 FRANKLIN TRL, LIBERTY TWP, OH 45011-1252

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCKE TN
Recording Date	Feb 19, 2026
Property Address	284 SUB RD, COSBY, TN 37722-2940
Document Number	0016910867
Book / Page	1691 / 867
Instrument Date	Feb 13, 2026
Instrument	26000752
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	WOODVILLE TITLE AGENCY, KNOXVILLE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5922 FRANKLIN TRL, LIBERTY TWP, OH 45011-1252

Mortgage

Document Number	0026000754
Date	Feb 19, 2026
Instrument	26000754

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (+11.64%)	$48,650 (+90.78%) Land $10,825 Building $37,825	$194,600 (+90.78%) Land $43,300 Building $151,300
2024	$653.00	$25,500 (-) Land $6,275 Building $19,225
2023	$653.00 (-0.15%)	$25,500 (-) Land $6,275 Building $19,225
2022	$654.00	$25,500 Land $6,275 Building $19,225	$102,000 (-) Land $25,100 Building $76,900
2020			$102,000 Land $25,100 Building $76,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Newport Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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