285 State St, #293, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 285 State St, #293, Ludlow, MA 01056

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details8,658 sqft · built 1966
Lot Size0.32 acres (13,950 sqft)
OwnerCompany Name on Record
Tax Bill$13,301 (2025)
Flood ZoneZone X (minimal risk)
APNM:14B-14200 B:298 L:0

Property Details

APN / Parcel Number

Primary APNM:14B-14200 B:298 L:0
Alternative APNs
  • LUDL M:14B B:14200 P:298
  • 7552

Interior

Total Rooms8 Rooms
Units5 Units
Stories2 Stories
Building Area8,658 sqft Total Area
Gross Area15,149 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1967
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,950 sqft (0.32 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number7552
Street Address285 STATE ST, 293
CityLUDLOW
StateMA
Zip01056-3430
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeBUS B
Legal Block14200
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3003
Census Tract810403

Owner

Source: Hampden County and Ludlow Town records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address121 MAIN ST, HOLYOKE, MA 01040-5812
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2010
Deed SaleSep 24, 2010
Prior SaleJun 30, 2010
Deed Document Number2010185610
Transfer Doc185610
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$13,301.00 (+15.3%)$766,600 (+20.21%) Land $132,000 Building $634,600
2024$11,536.00 (+18.76%)$637,700 (+28.08%) Land $124,700 Building $513,000
2023$9,714.00$497,900 Land $107,900 Building $390,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

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