228 State St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 228 State St, Ludlow, MA 01056

Property Summary

Property TypeGovernment / Public Use
Details17,692 sqft · built 2020
Lot Size4.35 acres (189,486 sqft)
OwnerCompany Name on File
Flood ZoneZone X (minimal risk)
APN11951

Property Details

APN / Parcel Number

Primary APN11951
Alternative APN
  • LUDL M:14B B:14200 P:130C

Interior

Stories1 Story
Building Area17,692 sqft Total Area
Gross Area19,968 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area189,486 sqft (4.35 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number11951
Street Address228 STATE ST
CityLUDLOW
StateMA
Zip01056-3437
Property CategoryPublic Works
Property TypePublic Works > Government / Public Use
Legal Block14200
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3021
Census Tract810403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ludlow Village Historic District
listed 1993 · 91 contributing resources · NRIS 93000009

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

228 State St, a public works property, is owned by a company.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address488 CHAPIN ST, LUDLOW, MA 01056-2523
Owner TypeCompany
VestingGovernment

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Value
2026$6,830,700 (+21.46%) Land $545,300 Building $6,285,400
2025$5,623,600 (+%) Land $495,800 Building $5,127,800
2024$5,623,500 Land $495,300 Building $5,128,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 228 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: GoNetspeed, Verizon.

Nearby Properties on State St

Nearby Streets

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