281 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 281 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,657 sqft · built 2019
Lot Size	0.132 acres (5,763 sqft)
Owner	Company Name on Record
Last Sale	$345,000 (Dec 2023)
Tax Bill	$5,322 (2025)
Deeds & Mortgages	Dec 2023 Sale & Second Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675203-000630`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675203-000630`
Alternative APNs	`062926675203000630` `62926000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,657 sqft Living Area
Gross Area	3,097 sqft
1st Floor Area	1,128 sqft
Upper Floors Area	1,529 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,763 sqft (0.132 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	44 sqft

Location & Zoning

Street Address	281 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS 3A PB 170 PGS 35-36 LOT 63
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS 3A
Legal Block	1
Legal Lot Number	63
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	265 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage JLM CAPITAL LLC
May 18, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Oct 3, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	2023295394
Deed Book / Page	12946 / 850
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 19, 2023
Property Address	281 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Document Number	0000295394
Book / Page	12946 / 850
Map Reference	MB 170 PG 35&36
Instrument Date	Dec 11, 2023
Instrument	2023295394
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HC 1 BOX 5089, JUNCOS, PA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211

Mortgage

Document Number	0012946856
Date	Dec 19, 2023
Instrument	12946/856

Lender

Name	JLM CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	281 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211

Mortgage

Document Number	0000136564
Date	May 18, 2022
Book Page	12259/1608
Instrument	2022136564

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Oct 1, 2049

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 3, 2019
Property Address	281 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Document Number	0109952243
Book / Page	010995 / 002243
Instrument Date	Sep 30, 2019
Instrument	210747
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,805.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 ST GEORGES CIR EAGLE LAKE FL 338395211, EAGLE LAKE, FL 33839-5211

Mortgage

Document Number	109952244
Date	Oct 3, 2019
Book Page	010995/002244
Instrument	210748

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,322.00 (+52.49%)	$279,810 (+24.79%) Land $44,000 Building $235,810	$279,810 (-6.96%) Land $44,000 Building $235,810
2023	$3,490.00 (+2.74%) Homeowner's exemption	$224,222 (+3%)	$300,749 (+16.58%) Land $42,000 Building $258,749
2022	$3,397.00 Homeowner's exemption	$217,691	$257,972 Land $35,000 Building $222,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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