285 Shady Ln, Bigfork, MT 59911 Property Records

Flathead County property record for 285 Shady Ln, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,485 sqft · built 1975
Lot Size	1.42 acres (61,855 sqft)
Owner	Individual Name on Record
Tax Bill	$4,612 (2026)
Deeds & Mortgages	May 2026 Reverse Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R0742585`

Property Details

APN / Parcel Number

Primary APN	`R0742585`
Alternative APNs	`07-3836-35-3-04-17-0000` `0000004200`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,485 sqft Living Area
1st Floor Area	2,485 sqft
Family Room	Family Room
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,855 sqft (1.42 acres)
Lot Dimensions	317 ft deep x 173 ft wide
Garage Type	Detached
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Lean-To	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000004200
Street Address	285 SHADY LN
City	BIGFORK
State	MT
Zip	59911-6532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE, S35, T27 N, R19 W, LOT 018, RIVERDALE 18 & PT ABD RD S33.12'
Legal Range	19W
Legal Township	27N
Legal Section	35
Legal Subdivision	RIVERDALE
Legal Lot Number	18
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	1
Census Block	1025
Census Tract	1303

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 SHADY LN, BIGFORK, MT 59911-6532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Reverse Mortgage CANOPY MORTGAGE LLC
Oct 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	May 4, 2026
Property Address	285 SHADY LN, BIGFORK, MT 59911-6532
Document Number	0000008995
Instrument Date	Apr 24, 2026
Instrument	20268995
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ARS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 SHADY LN, BIGFORK, MT 59911-6532

Mortgage

Document Number	0000008995,
Date	May 4, 2026
Instrument	20268995

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	935 Months
Due	Apr 24, 2104

Interest

Rate	6.38%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	285 SHADY LN, BIGFORK, MT 59911-6532
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900025752
Date	Oct 10, 2019
Instrument	201900025752

Lender

Name	GLACIER BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	285 SHADY LN, BIGFORK, MT 59911-6532
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100041034
Date	Nov 29, 2021
Instrument	202100041034

Lender

Name	GLACIER BANK
Type	Bank
Address	BIGFORK, MT 59911

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,612.00 (-28%)	$1,414,500 (+39.14%)
2025			$1,414,500 (+39.14%) Land $659,200 Building $755,300
2023	$6,406.00	$1,016,600	$1,016,600 Land $633,800 Building $382,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: Spectrum.

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