Erie County and Tonawanda Town property record for 285 School St, Kenmore, NY 14217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,472 sqft · built 1942 |
| Lot Size | 0.164 acres (7,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $72,500 (Jul 1996) |
| Tax Bill | $6,497 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-0199000 |
| Primary APN | 030-0199000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Upper Floors Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 7,125 sqft (0.164 acres) |
| Lot Dimensions | 125 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030-0199000 |
|---|---|
| Street Address | 285 SCHOOL ST |
| City | KENMORE |
| State | NY |
| Zip | 14217-1170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | 1178 W ELMWOOD AVE 765&1142 PTS80&81 57 X 125 |
| Legal Subdivision | DELAWARE TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | TONAWANDA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 8201 |
Source: Erie County and Tonawanda Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 285 SCHOOL ST, KENMORE, NY 14217-1170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Dec 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Apr 13, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 1996 · Amount on Record |
| Deed Sale | Jul 15, 1996 · Amount on Record |
| Deed Book / Page | 10904 / 429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 285 SCHOOL ST, KENMORE, NY 14217-1170 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 285 SCHOOL ST, KENMORE, NY 14217-1170 |
| Document Number | 0114255073 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 11425/5073 |
| Instrument | 2023213919 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 9.37% |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 285 SCHOOL ST, KENMORE, NY 14217-1170 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 285 SCHOOL ST, KENMORE, NY 14217-1170 |
| Document Number | 0141127566 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | 14112/7566 |
| Instrument | 2023212448 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 9.37% |
| Max Rate | 12.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 285 SCHOOL ST, KENMORE, NY 14217-1170 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 285 SCHOOL ST, KENMORE, NY 14217-1170 |
| Document Number | 0140875733 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 14087/5733 |
| Instrument | 2023063062 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Tonawanda Town |
| Unified School District | Kenmore-Tonawanda Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,497.00 (+20.18%) Homeowner's exemption | ||
| 2025 | $5,406.00 (+131.52%) | $49,700 (-) Land $10,500 Building $39,200 | $236,700 (+9.54%) Land $50,007 Building $186,693 |
| 2024 | $2,335.00 (-43.68%) Homeowner's exemption | $49,700 (-) Land $10,500 Building $39,200 | $216,087 (+4.34%) Land $45,652 Building $170,435 |
| 2023 | $49,700 Land $10,500 Building $39,200 | $207,100 Land $43,754 Building $163,346 | |
| 2019 | $4,146.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1996) |
| Most Recent Claim | Feb 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures