281 School St, Kenmore (Buffalo), NY 14217 Property Records

Erie County and Tonawanda Town property record for 281 School St, Kenmore, NY 14217

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,665 sqft · built 1938
Lot Size	0.239 acres (10,375 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Apr 2015)
Tax Bill	$8,246 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`146489 65.36-2-12`

Property Details

APN / Parcel Number

Primary APN	`146489 65.36-2-12`
Alternative APNs	`64890653600002012000` `030 0198000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,665 sqft Total Area
1st Floor Area	1,025 sqft
Upper Floors Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	10,375 sqft (0.239 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	85 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030 0198000
Street Address	281 SCHOOL ST
City	KENMORE
State	NY
Zip	14217-1170
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Description	1095W ELMWOOD 1142 SL 78+79 & PT 77+80 83 X 125
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	2
Census Block	2002
Census Tract	8201

Owner

281 School St, a duplex, is owned by an individual who bought it in April 2015.

Source: Erie County and Tonawanda Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	81 PARAMOUNT PKWY, BUFFALO, NY 14223-1048
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2015 · Amount on File
Deed Sale	Apr 8, 2015 · Amount on File
Prior Sale	May 31, 2005 · Amount on File
Deed Document Number	201567222
Deed Book / Page	11278 / 84
Prior Transfer Date	Jul 6, 2006
Prior Transfer Doc	0111160281
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	281 SCHOOL ST, KENMORE, NY 14217-1170
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SCHOOL ST, KENMORE, NY 14217-1170

Mortgage

Document Number	0140933503
Date	Jun 9, 2023
Book Page	14093/3503
Instrument	2023098688

Lender

Name	EVANS BANK NA
Type	Bank
Address	BUFFALO, NY 14221

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 281 School St was $8,246, up 163.1% from the year before.

Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Tonawanda Town
Unified School District	Kenmore-Tonawanda Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,246.00 (+163.11%)
2025	$3,134.00 (+5.66%)	$63,000 (-) Land $10,000 Building $53,000	$300,000 (+9.52%) Land $47,619 Building $252,381
2024	$2,966.00	$63,000 (-) Land $10,000 Building $53,000	$273,913 (+4.35%) Land $43,478 Building $230,435
2023		$63,000 Land $10,000 Building $53,000	$262,500 Land $41,667 Building $220,833
2019	$5,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 School St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1996)
Most Recent Claim	Feb 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 281 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20