285 S 38th St, Boulder, CO 80305 Property Records

Boulder County property record for 285 S 38th St, Boulder, CO 80305

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,288 sqft · built 1956
Lot Size	0.162 acres (7,042 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,200 (Sep 1990)
Tax Bill	$5,223 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1577-05-4-19-012`

Property Details

APN / Parcel Number

Primary APN	`1577-05-4-19-012`
Alternative APNs	`R0009506` `0009506`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,288 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Lot Area	7,042 sqft (0.162 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0009506
Street Address	285 S 38TH ST
City	BOULDER
State	CO
Zip	80305-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 1 MARTIN ACRES 2
Legal Range	70
Legal Township	1S
Legal Section	05
Legal Subdivision	MARTIN ACRES 2 - BO
Legal Block	1
Legal Lot Number	12
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3000
Census Tract	12507

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 S 38TH ST, BOULDER, CO 80305-5403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Sep 25, 2017	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 1990 · Amount on Record
Deed Sale	Sep 19, 1990 · Amount on Record
Prior Sale	Jul 2, 1987 · Amount on Record
Deed Document Number	19901064996
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	285 S 38TH ST, BOULDER, CO 80305-5403
Document Number	0003778991
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	285 S 38TH ST BOULDER CO 803055403, BOULDER, CO 80305-5403

Mortgage

Document Number	0003778991
Date	Apr 22, 2020
Instrument	3778991

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Sep 25, 2017
Property Address	285 S 38TH ST, BOULDER, CO 80305-5403
Document Number	0003616349
Instrument Date	Sep 22, 2017
Instrument	3616349
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	285 S 38TH ST BOULDER CO 803055403, BOULDER, CO 80305-5403

Mortgage

Document Number	3616350
Date	Sep 25, 2017
Instrument	3616350

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,842 (+0.11%) Land $32,892 Building $21,950	$876,500 (-) Land $553,700 Building $322,800
2025	$5,223.00 (+2.09%)	$54,781 (-12.94%) Land $34,606 Building $20,175	$876,500 (-6.68%) Land $553,700 Building $322,800
2023	$5,116.00 (+3.96%)	$62,926 (+18.74%) Land $40,548 Building $22,378	$939,200 (+23.17%) Land $605,200 Building $334,000
2022	$4,921.00	$52,994 Land $32,457 Building $20,537	$762,500 Land $467,000 Building $295,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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