265 S 38th St, Boulder, CO 80305 Property Records

Boulder County property record for 265 S 38th St, Boulder, CO 80305

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,372 sqft · built 1956
Lot Size	0.16 acres (6,971 sqft)
Owner	Individual Name on File
Tax Bill	$4,035 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1577-05-4-19-010`

Property Details

APN / Parcel Number

Primary APN	`1577-05-4-19-010`
Alternative APNs	`R0011132` `0011132`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,372 sqft
Basement Area	1,152 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Lot Area	6,971 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0011132
Street Address	265 S 38TH ST
City	BOULDER
State	CO
Zip	80305-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 1 MARTIN ACRES 2
Legal Range	70
Legal Township	1S
Legal Section	05
Legal Subdivision	MARTIN ACRES 2 - BO
Legal Block	1
Legal Lot Number	10
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3000
Census Tract	12507

Owner

265 S 38th St is owned and occupied by an individual who acquired it in September 2006.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	265 S 38TH ST, BOULDER, CO 80305-5403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
May 23, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 1995
Deed Sale	Mar 24, 1995
Prior Sale	Mar 7, 1995 · Amount on File
Deed Document Number	19951505303
Last Transfer Date	Sep 14, 2006
Transfer Doc	0002805068
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	265 S 38TH ST, BOULDER, CO 80305-5403
Document Number	0003788091
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 S 38TH ST BOULDER CO 803055403, BOULDER, CO 80305-5403

Mortgage

Document Number	0003788091
Date	Jun 2, 2020
Instrument	3788091

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVENUE 3RD & 7TH F, ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	3.46%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	265 S 38TH ST, BOULDER, CO 80305-5403
Document Number	0003788092
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 S 38TH ST BOULDER CO 803055403, BOULDER, CO 80305-5403

Mortgage

Document Number	0003788092
Date	Jun 2, 2020
Instrument	3788092

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	3.46%

Tax Assessment & Valuation

The 2025 property tax bill for 265 S 38th St was $4,035.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,090 (-1%) Land $32,702 Building $15,388	$777,200 (-) Land $550,900 Building $226,300
2025	$4,035.00	$48,575 Land $34,431 Building $14,144	$777,200 Land $550,900 Building $226,300
2023	$3,896.00 (+3.56%)	$55,503 (+16.92%) Land $40,200 Building $15,303	$828,400 (+21.29%) Land $600,000 Building $228,400
2022	$3,762.00	$47,469 Land $32,290 Building $15,179	$683,000 Land $464,600 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 S 38th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 S 38th St is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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