Wayne County property record for 285 Ridgemont Rd, Grosse Pointe Farms, MI 48236
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,404 sqft · built 1926 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,000 (Jul 2021) |
| Tax Bill | $6,975 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 38 006 01 0222 000 |
| Primary APN | 38 006 01 0222 000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 468 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 148 ft deep x 50 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 285 RIDGEMONT RD |
|---|---|
| City | GROSSE POINTE FARMS |
| State | MI |
| Zip | 48236-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FMS222 LOT 222 ASSESSORS GROSSE POINTE FARMS PLAT NO. 5 PC 404 L66 P100 WCR |
| Legal Subdivision | GROSSE POINTE |
| Legal Lot Number | 222 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GROSSE POINTE FARMS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 550700 |
285 Ridgemont Rd is owned and occupied by an individual who bought it in July 2021.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 6, 2017 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | Oct 20, 2004 · Amount on File |
| Deed Document Number | 2021297646 |
| Deed Book / Page | 56920 / 600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jul 30, 2021 |
| Property Address | 285 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131 |
| Document Number | 0569200600 |
| Book / Page | 56920 / 600 |
| Map Reference | LB 66 PG 100 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021297646 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,743.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 285 RIDGEMONT RD, 285, GROSSE POINTE FARMS, MI 48236-3131 |
| Name | Verified Name |
|---|---|
| Address | 490 SAINT CLAIR ST, GROSSE POINTE, MI 48230-1504 |
| Document Number | 56920601 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 56920/601 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 285 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0541070144 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 54107/0144 |
| Instrument | 2017380800 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 285 Ridgemont Rd was $6,975 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Grosse Pointe Farms City |
| Unified School District | Grosse Pointe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,600 (+4.81%) | $305,200 (+4.81%) | |
| 2025 | $6,975.00 Homeowner's exemption | $145,600 | $291,200 |
| 2023 | $125,400 | $250,800 | |
| 2021 | $4,002.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 285 Ridgemont Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | Apr 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 285 Ridgemont Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROSSE POINTE FARMS serves 9,757 people · EPA ID MI0002890 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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